There are more young adults today with either no credit history or insufficient to be scored by one of the major bureaus than there were before Great Recession—a reality that is likely an outcome Credit Card Accountability Responsibility and Disclosure (CARD) Act 2009–10. In regressions include a rich set controls, we show measures missing score in bureau data act as drag on state-level consump...

Background: In radiation therapy, water is the phantom material of choice, both for reference and for relative dosimetry measurements. Solid phantoms, however, are more useful for routine measurements because they tend to be more robust and easier to set up than water phantoms. Materials and Methods: FLUKA input data cards have been arranged in sequential order. A simple cylindrical geometry wi...

OBJECTIVE The aim of this study was to examine prospective memory (PM) and its socio-demographic, clinical, and neurocognitive correlates in first episode schizophrenia (FES). METHODS Fifty-one FES patients and 42 healthy controls formed the study sample. Time- and event-based PM (TBPM and EBPM) performance were measured with the Chinese version of the Cambridge Prospective Memory Test (C-CAM...

In August 2009, the Federal Reserve Bank reports the volume of consumer credit-card debt in the United States to be in excess of $900 billion. According to the 2009 Nilson Report this number is projected to grow by 20% in 2010. Developing an optimal strategy for collecting such an enormous debt is a crucial operational problem that, to the best of our knowledge, has not been successfully studie...

Masticatory function affects energy expenditure, heart rate, working memory, choice reaction time and psychological arousal. In other words, masticatory function is closely related to cognitive process ability. And it also influences concentration enhancement and stress alleviation. The purpose of this study was to determine whether an masticatory exercise training using a gum can improve cogni...

need to progress is the factors contributing to development and trying to meet these requirements cause which organization will lead to the development. organizations performance evaluating, is one of the most powerful management tools that we can by that, obtained required information of organization status .in this study, a performance evaluation model based on balanced scorecard (bsc), which...

Agriculture is the backbone of Indian economy and primary source income larger part population. In view this, Global soil partnership was conducted by United Nations Food Organization at its headquarters in Rome, Italy, from 7 to 9 September 2011. With Government India had launched Soil Health Card Scheme 2015 distribute health cards (SHCs) each farmer with advanced technologies such as GPS-ena...

This paper presents estimates of the price elasticity of demand for pharmaceuticals amongst high-income older people in Australia. It exploits a natural experiment by which some people became eligible for a greatly reduced price through a health concession card. Estimation techniques include negative binomial difference-indifference regressions with instrumental variables, as well as propensity...

Background. Differentiating between schizophrenia and major depression with psychotic features often reveals diagnostic dilemma. Both share psychotic features and severe impairment in occupational functions. Severe psychomotor retardation, not uncommon in psychotic depression, may simulate negative symptoms of schizophrenia. Our work aims at utilizing Wisconsin Card Sorting Test (WCST) performa...