A new risk was born in the mid-1990s known as operational risk. Though its application varied by institutions—Basel II for banks and Solvency II for insurance companies—the idea stays the same. Firms are interested in operational risk because exposure can be fatal. Hence, it has become one of the major risks of the financial sector. In this study, we are going to define operational risk in addi...

Yet many banks today are putting themselves at risk in an equally critical area of preparing for the future: their own human capital. Amid the current demographic reality of rapidly aging work forces, insufficient humanresources planning will place the viability of many financial institutions in substantial jeopardy in the coming years. This peril is linked to the potentially dramatic loss of c...

A new risk was born in the mid-1990s known as operational risk. Though its application varied by institutions Basel II for banks and Solvency 2 for insurances the idea stays the same. Firms are interested in operational risk because exposure can be fatal. Hence it has become one of the major risks of the financial sector. In this study, we are going to define operational risk in addition to its...

This paper reports on the initial stages of an ongoing study of 19th century Wisconsin bank sources and uses of funds. Data on 19th century Wisconsin state, private, and national bank shareholders, and owners from 1860 through 1900 are used to explore the following questions: (1) Where did the equity capital invested in Wisconsin banks originate and how did this and other shareholder characteri...

This paper argues that market price sensitive capital regulation together with financial regulator’s bailout policy can induce banks to herd by investing in highly correlated asset ex ante, thus increase the likelihood of systemic risk ex post. The paper follows Acharya and Yorulmazer’s (2007) study of “Too Many to Fail” problem in a twobank model. They argue that in order to reduce the social ...

During the past two or three decades structural change in the Australian financial system has been rapid. The system has grown substantially in assets and volumes of activity, has become much more open and competitive, and has undergone some significant shifts in market shares. There has also been much innovation in financial products and delivery systems. In analysing these historical trends a...

This study aimed to analyze the financial accounting information's relative and incremental value relevance between 2012 2019. It also analyzed relationship noise trading of information using 564 firm-year observations on banks institutions in Indonesia Stock Exchange (IDX) from The price valuation model prepared by Ohlson [1] was used test information. findings showed earnings book during stud...

the issuing of credit cards by banks and other financial and credit institutions is a new experience in iran. the compatibility of credit cards with islamic rules and islamic banking and establishment of a legal structure for maintaining security for such cards, avoiding frauds and settling relating disputes is one of the most challenging issues of the iranian legislation. as the issuance and u...

The importance of internet banking in developing countries cannot be overemphasized as the cost of information and communication technologies are becoming cheaper while the problem of digital divide in these nations continue to be resolved. The Central banks of several developing nations have encouraged their financial institutions to incorporate electronic banking services to broaden their del...