We thank the World Bank for funding and Asli Demirguc-Kunt and participants at the World Bank conference on deposit insurance for their comments and suggestions. The views expressed are the authors' own and do not necessarily reflect those of the World Bank, its Board of Directors, or the countries they represent.

The subject of government bank regulation is intimately intertwined with that of government deposit insurance. If the government is to insure bank deposits, it should also have some say in the risks that insured banks are allowed to take, otherwise it would leave itself wide open to unlimited potential losses. John H. Kareken (in this issue) comes close to arguing that banks without government ...

Total sedimentation and the fraction due to copepod fecal pellets were measured during the growth season (March-October 1989) in the southern Kattegat, Denmark. In this period the sedimentation of detritus made up 52 g C rn-‘, equal to 82% of the sedimenting matter from the euphotic zone, but fecal pellets (11 g C mpZ) constituted only a minor fraction. The remaining detrital matter was produce...

Pollen rains may temporally mitigate nutritional limitations experienced by terrestrial and aquatic detritivores by supplying stoichiometrically balanced food during periods of detritivore growth and development (spring-summer). This may affect the functioning of food webs and thus influence fundamental processes, e.g., by enabling fungi to decompose nutritionally scarce litter. Nutritional lim...

Hydrothermal fluids are major agents for mass and heat transfer in the upper crust. Precise age dating tracing of origins fluid fluxes can provide vital information on geological past, yet detailed reconstructions past hydrothermal activity Precambrian terranes commonly hindered by multistage overprints recrystallization events. In this contribution, we present integrated U-Pb Re-Os isotopic an...

Taknar Polymetal (Cu-Zn-Au-Ag-Pb) Deposit: A New Type Magnetite-Rich VMS Deposit, Northeast of Iran

PURPOSE A cardinal pathological feature of age-related macular degeneration (AMD) is the deposition of extracellular material between the retinal pigment epithelium (RPE) and Bruch's membrane, pathologically described as sub-RPE deposits. Both the presence and local organization of these deposits contribute to the clinical manifestations of AMD, including localized deposits clinically recognize...

Abstract The Upper Cretaceous Fort Crittenden Formation exposed in the Santa Rita and Huachuca Mountains of southeastern Arizona is a syntectonic deposit that has been associated with Laramide tectonic activity. However, spatio-temporal relationships among sedimentation, magmatism, basement exhumation, possible flat slab-related processes southern region remain poorly understood. Age controls f...

We conducted rock magnetic, mineralogical, sedimentological and geochemical analyses on a sediment core (MD161/Stn-11) retrieved from complex marine sedimentary system of Krishna-Godavari (K-G) basin to delineate the control mass transport deposits (MTD's) methane-induced diagenesis magnetic record. Four zones (Z-I, Z-II, Z-III, Z-IV) were defined based signatures. The signal is mainly carried ...