The design of code and cipher systems has undergone major changes in modern times. Powerful personal computers have resulted in an explosion of e-banking, e-commerce and e-mail, and as a consequence the encryption of...

The introduction of ICT and E-Business in the Banking Industry (hereinafter the BI) has had a significant impact on banks operating with physical branches. Value creation in e-business is one of the most important issues in deciding about e-business component investments. Banks have invested heavily to leverage the Internet and transform their traditional businesses into e-businesses in the las...

Little is known about the dynamics of adoption of Internet services in general in the Acceding and Candidate Countries 1 (ACCs). Retail Internet banking, however, is one of the most developed e-services and, the drivers and barriers for the adoption of Internet banking are likely to be relevant to other sectors e-services. They may also shed light on the underlying supply/demand dynamics. The p...

Background: Electronic banking is one of the new topics related to both technology and finance. The purpose of this research is to identify and rank the ethical components in the electronic banking industry. Method: The present study is descriptive-survey. The statistical population of this research is experts in the field of marketing, development and improvement of E-Banking services in Teja...

F I N A N C I A L I N D U S T R Y P E R S P E C T I V E S 2 0 0 0 1 Internet technology holds the potential to fundamentally change banks and the banking industry. For individual banks, the Internet may “level the playing field” by allowing all banks to easily offer innovative products and access new customers. But a bank that adopts Internet banking must develop different methods of conducting...

today, e-commerce has considerable portion in commercial businesses, and it has been developing. one of the most important steps in e-commerce is e-payment that has been done through different tools such as e-banking, and e-cheques. in this type of electronic transactions, there are always different worries both for payers and payees due to untruthfulness. for example, amount modifying, date mo...

We establish a fundamental relationship between the return on the banking sector’s assets and each banker’s willingness to supply liabilities that facilitate payments and settlement (private money). In particular, we show that the regulation of lending practices is necessary for the optimal provision of private money. In an environment in which bankers cannot commit to their promises, an unregu...

Launching in Romania the banking products and services with long-distance access was based on image motives for the Romanian banks, domestic institutions or foreign banks branches. In this way, banks wanted to be innovative and they didn’t address necessarily to their clients’ needs. Once the long-distance payment instruments diversified and once the clients became aware of the benefits of such...

A long with the development of electronic banking as a result of rapid growth of information technology, many banking indices including concentration are affected. This influence is made among different variables of which the amount of banks’ deposits and the level of deposit attraction are the most important. This study the influence of electronic banki...