and colleagues present a rigorous and comprehensive examination of pharmacare policy in British Columbia, specifically the introduction of co-payments for seniors in 2002, followed by an income-based " Fair PharmaCare " Program in 2003. Fair PharmaCare achieved its primary objective of reducing public expenditures on pharmaceuticals – an unsurprising accomplishment. Although politically hazardo...

The TAF and other lending facilities established during the crisis were an experiment that proved effective in addressing severe financial turbulence. In the second half of 2007, financial turmoil swept over the U.s. and other major economies. Triggered by a subprime mortgage meltdown, the crisis quickly spread to other major financial markets and precipitated the worst economic downturn since ...

abstract water deficit is a major problem for the successful production of agricultural products in iran. this research was conducted to evaluate drought tolerance indices and identifying drought tolerant cultivars of canola. twenty eight canola cultivars were sassed implementing complete block designs experiments in normal and drought stress conditions at isfahan university of technology resea...

We propose a scheme for privacy-preserving escrow of financial transactions. The objective of the scheme is to preserve privacy and anonymity of the individual user engaging in financial transactions until the cumulative amount of all transactions in a certain category, for example all transactions with a particular counterparty in any single month, reaches a pre-specified threshold. When the t...

The interrelationship between house prices and mortgage credit has been one of the more compelling issues to warrant attention after the recent financial crisis. Considerable financial innovation and liberalisation of wholesale international funding markets over the past 20 years greatly increased the ability of banking sectors to extend credit to the real economy. Almost inevitably many countr...