ZeroPay was implemented to improve the card fee problem of small businesses, help them manage them, and consequently contribute a positive economic cycle. However, ZeroPay, which started in 2018, introduced reduce fees for business owners but is now being ignored by owners. Also, did not show successful results bringing new changes financial market citizen participation. In this paper, we discu...

Abstract: The rapid development of technology has shifted consumer behavior which impact on business, including banking sector. It is expected that can be optimized to improve productivity and performance. In sector, plays important role ease the financial transaction minimize cost. digital age, most individual activities are conducted by technology, completing their transaction. Technology als...

The effectiveness of the debt rule to achieve a certain level public and sustainability targets is one fiscal discussed in literature. current study attempts estimate impact on indicators for 77 countries during 1985 - 2018. There are two existing widely utilized cover primary gap recursive algorithm. To deal with potential random walk variables, two-step system generalized method moment (GMM) ...

During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt and survive even become a solution for improving national economy. Fintech has supported develop their through collaboration with e-commerce partners. This is very helpful during Covid-19 pandemic. In increasing capacity actors towards fintech, it necessary provide permanent assistance such as digi...