BACKGROUND In 2009, the Dutch Health Care Inspectorate (IGZ) observed several serious risks to safety involving medication within elderly care facilities. However, by 2011, high risks had been reduced in almost all the organisations we visited. And yet the IGZ analysed too the alarming increase in the number of incidents arising in the self-reported national indicator of medication safety betwe...

This paper studies the consequences of a regulatory pay cap in proportion to assets on bank risk, bank value, and bank asset allocations. The cap is shown to lower banks’ risk and raise banks’ values by acting against a competitive externality in the labour market. The risk reduction is achieved without the possibility of reduced lending from a Tier 1 increase. The cap encourages diversificatio...

This paper provides an account of the origins and structure of the Finnish system of financial regulations which was prevalent in the post-war decades until the deregulation of the 1980s. Despite considerable macroeconomic volatility, the banking sector in Finland was remarkably stable. There were no significant bank failures over this period of more than 40 years, and credit losses were of no ...

Using data for more than 160 countries in the period 1997–2010, we explore the impact of large-scale natural disasters on the distance-to-default of commercial banks. The financial consequences of natural catastrophes may stress and threaten the existence of a bank by adversely affecting their solvency. After extensive testing for the sensitivity of the results, our main findings suggest that n...

After defining electronic money it is explained that the Dutch policy stance with respect to electronic money is that issuing value is seen to be equivalent to deposit taking and therefore subject to supervision. As a result the Dutch central bank actively monitors developments with respect to electronic money and reviews the schemes under the rules of the supervision law. The most important fi...

Purpose – The purpose of this research is to determine whether employees' abusive supervision perception differ according demographic characteristics in publicly-owned and privately-owned banks. theoretical framework based on conservation resources theory, disengagement social gender inequality perspective. Design/methodology/approach In study, 317 survey forms were gathered from employees work...

We analyse the impact of bank regulation on risks Islamic banks (IBs) and conventional (CBs) between 2004 2015 by employing 455 CBs 95 IBs from 22 countries where coexist. Since objective Basel regulations is to achieve a stable banking sector mitigating risks, we examine various using regression framework. solvency risk, credit idiosyncratic risk systemic capital oversight, restriction activit...

Using Stochastic Frontier Analysis (SFA) in a sample of commercial banks from 107 countries for the period 1996-2003, we obtain a mean cost efficiency score of 0,84, which supports the evidence found in other works, suggesting an improvement of efficiency scores over the ones obtained in the previous decade. Adding some data on the financial information framework (Bank Regulation and supervisio...