We consider the estimation of credit scores by means of semiparametric logit models. In credit scoring, the fitted rating score shall not only provide an optimal classification result but serves also as a modular component of a (typically quite complex) rating system. This means in particular that a rating score should be given by a linearly weighted sum of rating factors. That way the rating p...

conclusions following cabg, the most severity of pain was reported at surgical incision on time t2. pain began to decrease from the third day following the operation. age, sex and bmi along with operation-related factors such as duration of cbp or chest tube drainage may affect the pain pattern following cabg surgery. patients and methods the present study was conducted on 138 patients who unde...

In the reduced-form approach to credit modeling, default intensity has been found to depend on several firm-specific factors, most notably credit rating. But aggregate default rates also vary substantially over time, presumably reflecting changes in general economic conditions. In this paper, we fit Cox intensity models for major credit events, including defaults as well as major upgrades and d...

Most of the existing recommender systems use the ratings provided by users on individual items. An alternate source of preference information is to use the ratings that users provide on sets of items. The advantages of using preferences on sets are two-fold. First, a rating provided on a set conveys some preference information about each of the set’s items, which allows us to acquire a user’s p...

It has been demonstrated that there seem to be non-linguistic patterns from which listeners refer to the appearance of a speaker. This study completes the collected voice parameters, which count so far as indicators of physical attributes and as factors for voice attractiveness. Since scientists tend to prefer male voices for such analyses this one is based on female voices and bothgendered jud...

This study explored the impact of parental sleep quality on the experience of behavior problems by children with autism spectrum disorder. A 14-day daily diary was used in a sample of 176 mother-father couples. Dyadic multilevel models were conducted to examine the between-person and within-person effects of previous-night sleep quality on parents' rating of level of behavior problems by the ch...

Sport-related concussion has gained increasing recognition as a result of recent legislation, public health initiatives and media coverage. Moreover, there have been substantial paradigm shifts in the management of concussion. This article will discuss the variables that affect the use of diagnostic rating scales such as ImPACT and SCAT in the current management of concussed individuals. Specif...

Regulators, investors, consumers, and insurance brokers use insurer financial strength ratings to evaluate the insolvency risk of insurers. This article investigates the factors influencing the decision to obtain a rating or multiple ratings, the determinants of ratings for the three major insurer rating agencies, and reasons for differences in ratings across agencies. This study indicates that...

High Level CMOS power estimation requires the application of real system inputs to determine the power rating of a new application specific integrated circuit. The production of this data implies the ability to produce inputs before the design has been completed. Where a device functions in an environment with software, an assembler or compiler must already exist. This is often not the case, as...