From the results of interviews and preliminary observations that development Small Medium Enterprises is essentially a shared responsibility between government society. In order to support empowerment Micro, Enterprises, especially in encouraging distribution credit Medokan Ayu Urban Village, for Surabaya, strategies included first Bank Partner Financial Consultants fostering mentoring Micro pr...

August 17, 2000 Abstract. A research agenda is presented that focuses on the use of market principles and institutions as a micro...nance development strategy. The strategy is based on the central idea that a poverty reduction strategy can be based on the creation of employment opportunities in microand small sized enterprises (MSE) for which it is necessary to facilitate the access to credit t...

2 Since 2006 China's central government has opened up its financial markets to foreign Microfinance Institutions (MFI). The idea is that by allowing MFI's to operate, Agricultural Banks would lead to increase access to credit, economic efficiencies and growth in rural agriculture, and efficiency within the financial system in underserved markets. Microfinance as it is understood today refers to...

a r t i c l e i n f o Microfinance is a vital source of funding for micro-entrepreneurs in emerging markets and underdeveloped nations. The emphasis in the literature on social sanctions as a mechanism for ensuring high repayment rates may be misplaced. We propose that the construct of harmonious social relations needs to be added in order to explain repayment rates and that high repayment rate...