In this new age of financial technology developments in ASEAN, the services industry is evolving quickly. However, consumer intention to embrace different remains vague. Hence, study aims investigate Fintech adoption level through constructing a Adoption Index for ASEAN countries. The empirical findings reveal that Singapore with mature development having relatively high rate, while countries n...

The Bitcoin Market Potential Index conceptualizes and ranks the potential utility of bitcoin across 178 countries to show which countries have the greatest potential to see bitcoin adoption. The index utilizes a data set with 40 variables related to bitcoin’s current core functions: store of value, medium of exchange, and technology platform. The variables are grouped into the index’s seven equ...

We examine the effect of credit default swaps (CDSs) on the restructuring of distressed firms. Theoretically, we show that if bondholders are insured with CDSs, the participation rate in a restructuring decreases. Using a sample of distressed exchange offers, we estimate that the participation rate is 29% lower if the firm has CDSs traded on its debt, compared to an unconditional mean of 54%. W...

This paper examines the Kalam cosmological argument, as put forward by William Craig. Craig infers the existence of a personal God from the supposedly finite past of the universe. The temporal finiteness of the universe is based upon philosophical arguments for the presumed impossibility of an actual infinity of past events and is confirmed by two lines of scientific evidence. The arguments aga...

agricultural insurance is one of the most important mechanisms to providing security for investment in agricultural and natural damage reduction. one of the modern types of insurance is weather index- based insurance that developed based on climatic parameters such as rainfall and temperature. the purpose of this study is to identifying the factors affecting wheat farmer's participation on...

LIGO has completed a series of observations searching for evidence of a stochastic gravitational wave background. There has been no detection to date. However the sensitivity of the observations is approaching the Big Bang nucleosynthesis bound. Future observations will provide information that bounds a number of early Universe models of stochastic gravitational waves.

An upper limit on the masses of scalar superpartners in split supersymmetry is found by considering cosmological constraints on long-lived gluinos. Over most of parameter space, the most stringent constraint comes from big bang nucleosynthesis. A TeV mass gluino must have a lifetime of less than 100 seconds to avoid altering the abundances of D and Li. This sets an upper limit on the supersymme...