The existing Chinese banking system was born out of a state-planning framework focussed on the funding of state-owned enterprises. Despite the development of a modern banking system, numerous studies of Chinese banking point to its high level of average inefficiency. Much of this inefficiency relates to the high level of non-performing loans held on the banks books. This study argues that a sig...

Today, one of the biggest problems that gripped the banking sphere, the high cost of implementing advanced technologies and the efficient use of the hardware. Cloud computing is the use of shared services on the Internet provides a large role in developing the banking system, without the need for operating expenses including staffing, equipment, hardware and software Reducing the cost of implem...

This paper proposes a theory to analyze the specialization of banking activities based upon the di erent functions that banks perform when rendering a variety of nancial services. The functional di erence in the services performed by banks is based upon two dimensions: the degree of information asymmetry involved in providing the service, and the degree of veri ability of the value of the servi...

Today, one of the biggest problems that gripped the banking sphere, the high cost of implementing advanced technologies and the efficient use of the hardware. Cloud computing is the use of shared services on the Internet provides a large role in developing the banking system, without the need for operating expenses including staffing, equipment, hardware and software Reducing the cost of implem...

Product Markets and Paychecks: Deregulation's Effect on the Compensation Structure in Banking This paper asks how deregulation intended to promote competition in the commercial banking industry affected the compensation structure for banking employees. Using establishment-based data from the Employment Cost Index Survey of the U.S. Bureau of Labor Statistics, I obtain measures of the level and ...

The Iranian banking sector has undergone huge and substantial reform in the last decade; privatization, establishment of private banks and development of modern technologies (IT). This paper investigates the competitive condition of the Iranian banking industry over the period 2005-2010 using the H-statistic proposed by Panzar and Rosse. The properties of this non-structural methodology make it...

Some ideas have been written and deeply discussed about the importance of technology in the specific context of the financial services. According to some authors, technology can be responsible for the promotion of important reforms in the banking structure. Due to the great impact that Information and Communication Technologies have been having on the modernization of the Portuguese banking sys...

The world banking industry is undergoing a large-scale transformation. Banking systems and financial markets, both domestic and international, have been undergoing a series of profound changes. One of the main driving forces of these worldwide changes is the introduction of innovations in new information technologies. Against these trends, industrial structure in the banking industry and bankin...

the present study surveys the effect of bank-specific, industry-specific and macroeconomic conditions on bank performance to examine the structure-conduct-performance (scp) hypothesis in iranian banking industry. to achieve this goal, we drew upon the panel data technique to analyze the data of eleven public and private iranian banks during 2001-2006. firstly, productivity was calculated by usi...