A cluster operator takes a set of data points and partitions the points into clusters (subsets). As with any scientific model, the scientific content of a cluster operator lies in its ability to predict results. This ability is measured by its error rate relative to cluster formation. To estimate the error of a cluster operator, a sample of point sets is generated, the algorithm is applied to e...

Quality assessments of models in unsupervised learning and clustering verification in particular have been a long-standing problem in the machine learning research. The lack of robust and universally applicable cluster validity scores often makes the algorithm selection and hyperparameter evaluation a tough guess. In this paper, we show that cluster ensemble aggregation techniques such as conse...

This paper presents a comprehensive review of the works done, during the 2000–2012, in the application of data mining techniques in Credit scoring. Yet there isn’t any literature in the field of data mining applications in credit scoring. Using a novel research approach, this paper investigates academic and systematic literature review and includes all of the journals in the Science direct onli...

One hears that the credit ranking score has increased technical efficiency in financial holding companies, when a data envelopment analysis (DEA) is employed. Our empirical results show that the credit ranking scores will obviously affect the estimated results of efficiency measurement in Taiwan’s financial holding companies. Additionally, the effects on technical inefficiency could be attribut...

Web log mining is analysis of web log files with web page sequences. Discovering user access patterns from web access are necessary for building adaptive web servers, to improve e-commerce, to carry out cross-marketing, for web personalization, to predict web access sequence etc. In this paper, a new agglomerative clustering technique is proposed to identify users with similar interest, and to ...

The setting of standards is a critical process in educational evaluation, but it is time-consuming and expensive because it is generally conducted by an education experts group. The purpose of this paper is to find a suitable cluster validity index that considers the futures of item response data for setting cut-off scores. In this study, nine representative cluster validity indexes were used t...

Many validity measures have been proposed for evaluating clustering results. Most of these popular validity measures do not work well for clusters with different densities and/or sizes. They usually have a tendency of ignoring clusters with low densities. In this paper, we propose a new validity measure, which can deal with this situation. The performance evaluation of the validity measure comp...

This paper presents a clustering technique (GenClus) for gene expression data which can also handle incremental data. It is designed based on density based approach. It retains the regulation information which is also the main advantage of the clustering. It uses no proximity measures and is therefore free of the restrictions offered by them. GenClus is capable of handling datasets which are up...

This study is on the determinants of credit access by small scale farmers in Dekina Local Government Area of Kogi State, Nigeria. The specific objectives are to; identify the major source of credit among the small scale farmers; estimate the determinants of farmers’ access to formal credit; compare the farm income of farmers who have access to formal credit and those who have not and identify c...