In recent years, electronic check (echeck) has been more and more popular on the electronic commerce application. For this reason, there were many scholars have proposed the security issues for related echeck. Chang et al. present their views on echeck to improve the past scheme. Chang et al.’s scheme achieves the security of system and provides mutual authentication between payer and payee. Ho...

This paper proposes a new approach to electronic roadpricing, based on a division of the roadpricing area into cells, each with their own fee. Some of the cells are secretly marked as check cells. On board equipment contains a secure element that is made aware of these check cells and helps the pricing authorities to monitor the user. This approach is not only original but it also improves upon...

This paper presents a proposal for a large-scale lecture authentication algorithm for an electronic attendance system. The utilization rate for existing electronic attendance systems is low. Because it couldn't solve the problems that occur by special conditions of university such as vicarious attendance, bottlenecking during attendance check-in, and attendees departure at intermission. The mos...

Electronic check schemes provide more convenient way for clients to buy goods than electronic coin schemes. However, difficulties in making a refund reusable and in representing the face value of a check have discouraged its development. In this paper, a new online electronic check system is presented, which solves the above problems. This system uses the partially blind signature to provide us...

rules adopted in 1994 caused the number of checks processed by the Fed to fall sharply, to a low of 15.5 billion in 1995.2 Although the Fed’s processing volume rose annually between 1995 and 1999, in 1999 the Fed handled 17.1 billion checks and volume has since been declining steadily. The Monetary Control Act of 1980 requires the Federal Reserve to charge fees for providing payments services, ...