Due to the increasing penetration of mobile phones even in poor communities, mobile-phone-enabled banking (m-banking) services are being increasingly targeted at the “unbanked” to bring formal financial services to the poor. Research in understanding actual usage and adoption by this target population, though, is sparse. There appear to be a number of issues which prevent low-income, low-litera...

currently, e-recruiting is one of the most successful e-commerce applications as a method for quickly reaching a large pool of the potential job seekers. the capability of advanced e-recruiting tools has enabled recruiters to quickly identify and hire qualified candidates, and to build ongoing relationships with prospective employees. the aim of this paper is to review and analyze the e- recrui...

This paper discusses the current status and issues regarding Web-Coin, a newly emerging e-payment form in China. Web-coin has been well accepted in China due to its efficient and convenient payment features. The paper also discusses some ongoing controversial issues with Web-Coin, including regulation problems and the potential risks. This paper is intended to be a valuable reference and implic...

Modern applications have become increasingly complex in both function and construction. Commerce websites use inferred user preferences to show relevant merchandise, banking websites implement complex transaction protocols, social networks need to safeguard sensitive user information, and mobile applications incorporate authentication, sharing, and payment mechanisms. Third-party services have ...

Banking industry in China is facing immense competition from local as well as foreign banks, customers choices regarding banks are expanding. At present, banking is increasingly becoming a consumer-centric service provider. Customers are becoming more quality conscious and are demanding new and qualitative products and services. Six Sigma is a kind of quality enhancement strategy that can help ...

Advances in electronic banking technology have created novel ways of handling daily banking affairs, especially via the online banking channel. The acceptance of online banking services has been rapid in many parts of the world. In the leading e-banking countries the number of ebanking contracts has exceeded 50 percent. This study investigates into online banking acceptance in the light of the ...

New information technologies and emerging business forces have triggered a new wave of financial innovation -electronic banking (e-banking). This study utilizes an innovation model to analyze the impact of e-banking on the incumbent banks. The results indicate that the nature of e-banking innovation is disruptive, leading to drastic changes in both technological knowledge and business model. We...

Electronic banking as the main elements of modern economy, it is a blessing of it world in which all financial activities, banking and credit of the traditional substrate is transferred to an electronic substrate. Internet communication channels are using one of the main requirements for banks to develop electronic banking services. The main purpose of this study identified various factors that...

Mobile banking services present a unique growth opportunity for mobile operators in emerging markets, and have already made good progress in bringing financial services to the previously unbanked populations of many developing countries. The potential is amazing, but what about the risks? In the complex process of establishing a mobile banking business model, many kinds of risks and factors nee...

Technological developments make the world borderless. The development of information and communication technology has touched banking sector. Based on operational system, types banks can be divided into conventional Islamic banks. This study aims to explain digitalization bank products in Indonesia. method used this research is normative legal research. As one efforts increase capability, more ...