We examine the relationship between female board representation and cost of lending, using a dataset 13,714 loans from 386 banks matched with 2432 non-financial firms 1999 to 2013. find that directors command lower loan spreads. In addition, independent have stronger impact on lowering spreads compared directors' other attributes. However, as build relationships their lenders this effect become...

Banks represent important subjects in business, with dominant positions the financial system world. developed various products and services that can cover most market needs. As a result of adequate portfolio diversifications, banks recorded positive profitability rates. In addition to being adjusted competition, should also focus on environment. Therefore, have recognized an opportunity offer g...

Though overall bank performance from July 2007 to December 2008 was the worst since the Great Depression, there is significant variation in the cross-section of stock returns of large banks across the world during that period. We use this variation to evaluate the importance of factors that have been put forth as having contributed to the poor performance of banks during the credit crisis. The ...

This paper examines the monitoring role of Japanese banks during the 1990s’ banking crisis. The results show a negative association between bank ties and shareholder wealth for a sample of Japanese M&A acquirers in 1990-2004. Further results implicate that banks arranged the acquisitions to coinsure target debts. The overall evidence highlights that banks restructured their loans to improve the...

This paper proposes a dynamic multi-agent model of a banking system with central bank. Banks optimize a portfolio of risky investments and riskless excess reserves according to their risk, return, and liquidity preferences. They are linked via interbank loans and face stochastic deposit supply. Evidence is provided that the central bank stabilizes interbank markets in the short-run only. Compar...

This research paper aims to investigate the monetary transmission in India through bank lending channel, know whether a change policy affects loans or not. A balanced panel data of 50 commercial banks covering timeframe 11 years from 2009 2020 has been undertaken for methodology . The outcomes dynamic have considered by using Generalized Method Moment developed Arellano Bond Blundell and Bover ...

The main purpose of this study is to examine the determinants of the corporate choice between different forms of debt financing. By analyzing the most comprehensive sample of U.S. corporate debt issues to date, I find that firms that issue 144A debt have significantly lower credit quality and higher information asymmetry than firms that issue traditional non-bank private debt. Further, the stud...