Abstract: As moving businesses from face-to-face trading, mail order and telephone order to electronic commerce over open networks such as the Internet, there be an exponentially growth in electronic payment transactions. Therefore, monitoring and evaluating the current electronic payment systems greatly affects the efficiency of money transactions, trades and, finally, the overall economy of t...

money and the way people spend it may cause lots of tension among family members; therefore, it is important to concentrate on money and the way it is spent. this article aims to address how women and men treat money as well as their differences and similarities. a mixed method (field research and survey) was designed to answer this question. qualitative data was gathered by using semi structur...

Reputation stems from overall assessments of an e-business’ standing, according to various stakeholders, and it affects key customer outcomes. Despite burgeoning literature on the correlates of the customer-based reputation of e-commerce companies (ECCR), scarce research examines how reputation affects monetary outcomes. To extend existing literature on ECCR outcomes, this study focuses on cust...

Conditional e-cash or conditional e-payments have been introduced by Shi et al. as the means for enabling electronic payments to be based on the outcome of a certain condition not known in advance. In this framework, a payer obtains an electronic coin and can transfer it to a payee under a certain condition. Once the outcome of the condition is known, if it was favorable to the payee, the payee...

Cryptography is a key technology in electronic security systems. Modern cryptographic techniques have many uses, such as to digitally sign documents, for access control, to implement electronic money, and for copyright protection. The increased use of computer and communication systems by industry has increased the risk of theft of proprietary information. In general, cryptographic primitives a...

there are various ways for estimating velocity of money in economic literature and each has its own specific weaknesses and strengths. particularly, since a great deal of financial innovations and changes have recently taken place affecting the velocity of money, many traditional methods can no langer calculate the equilibrium velocity of money, and they are no longer dependable from the econom...

The Iowa Electronic Markets are small, real-money financial markets designed to aggregate information about future events. The market microstructure of these markets is studied and a market making model is developed to provide liquidity for one set of securities offered by this exchange. A computer program was created to employ the market making model and profit from the market’s inefficiencies...

Many protocols have been proposed in the last year which address the problem of securely transferring money over a public network. Most of these schemes have similar goals: to enable transactions with properties similar to those achievable today using credit cards, to provide consumers and vendors with guarantees similar to those afforded by credit cards, or to translate existing payment mechan...

An \electronic coin scheme" as deened by Chaum, Fiat, and Naor 5] is a collection of protocols to achieve untraceable, unforgeable coins with ooine purchasing; this is the minimum set of properties to make electronic money useful. We give a new electronic coin scheme that is simple and practical. Withdrawal requires only two rounds of interaction, while purchase and deposit are non-interactive;...