This paper addresses the impact market conditions on bank deposit interest rates. Examining data for 1988-2000, we find that rates are affected by market size structure (defined as the distribution of market shares of banks of different sizes whether or not the market share is achieved entirely in that local market). This is in addition to the effects of market concentration noted in earlier wo...

M any of the paper machine runnability problems that are difficult to detect, monitor, and control are caused by hydrophobic particles. These can be, for example, binder-rich particles in coated broke, wood pitch or stickies associated with recycled fiber. The most important characteristic indicating propensity for runnability problems has proven to be the size, or the increase in size, of hydr...

Abstract: This paper develops a global game model that allows for a rigorous analysis of partial deposit insurance and provides the first comparative statics of the optimal level of deposit coverage. The optimal amount of coverage increases with lower bank liquidity requirements, with a higher precision of depositors’ information, and with a lower relevance of large, uninsured creditors, and it...

A banking model is constructed where roles for government-provided deposit insurance and discount window lending arise when there are restrictions on branch banking. Banks arise endogenously as an efficient arrangement for sharing risk. Discount window lending permits better risk sharing by making bank assets more liquid, but is limited because of a moral hazard problem which arises from advers...

Acknowledgements: This research has been supported in part by a grant from the Social Sciences and Humanities Research Council of Canada (410-02-0705). The comments and suggestions of an anonymous referee were very helpful in improving the paper. This submission was handled by Gilbert Laporte. Abstract This paper studies the interplay between industrial firms and government concerning the colle...

Submitted: Jul 19, 2013; Accepted: Sep 3, 2013; Published: Sep 11, 2013 Abstract: The study of isotopic ratios of oxygen and carbon has gained importance to determine the origin of ore bearing fluids, carbon origin and also to determine the formation temperature of non-sulfide lead and zinc minerals. In order to determine the origin of fluids and carbon existing in zinc carbonate minerals in Ch...

Indium (In) is commonly hosted in Sn-rich deposits but rarely reported in Sn-poor deposits. However, an In-rich and Sn-poor skarn deposit, the Qibaoshan Cu-Zn-Pb deposit, has been identified in south China. Geochemical analyses were undertaken on 23 samples representing the following mineral assemblages: sphalerite-pyrite, pyrite-chalcopyrite, pyrite-sphalerite-galena-chalcopyrite, pyrite, magn...

Conclusions: Crystals forming mineral blocks of mostly compact matter are nucleated on organic substrates, with their growth controlled by the diffusion of building units through the virtually stagnant layer of interstitial fluid wetting the deposit surface. Preferentially formed precursors of hydroxyapatite, dicalcium, octacalcium and/or amorphous calcium phosphate, are in later stages of depo...