Microfinance loans have expanded greatly in the recent years as a way of helping the poor gain cheaper loans, but percentage take-up of microcredit has remained lower than expectations. In an attempt to explain this phenomenon, this paper uses a randomized evaluation of the impact of introducing microfinance loans in a new urban setting in Hyderabad, India, to determine if lack of flexibility i...

WebCT that has been used widely in higher educational institutes of North America is going to be a mission critical e-Learning platform in on-campus education, rather than mere WBT system. In this paper, we describe WebCT and its current status in North America at first. Secondly, we introduce three critical trends for educational information basis that we can observe in the movement of WebCT; ...

T hese days macroeconomics has become more respectable than it used to be. I can remember when many economists liked to say: Microeconomics is not problematic, but I just don’t understand macroeconomics. There was a definite implication that something must be wrong with macroeconomics, not with the observer. Of course macroeconomics cannot be “exact;” it has to work by rough analogy and empiric...

The Impact of Personalization-Based Tailored Instructional Communications on College Student Persistence by Nichole Gibbs MA, City University of New York, 2000 BS, Howard University, 1996 Dissertation Submitted in Partial Fulfillment of the Requirements for the Degree of Doctor of Philosophy Psychology Walden University May 2013

Enterprise systems (ES) are important business software which can be difficult to implement, while the failure to account for organisational culture can lead to projects that are expensive and late. However most of the existing research has focused on national level culture. As such little is known of how organisational culture influences the implementation of enterprise systems. This ongoing r...

Student modelling systems must operate in an environment in which a student’s mastery of a subject matter is likely to change as a lesson progresses. A student model is formed from evaluation of evidence about the student’s mastery of the domain. However, given that such mastery will change, older evidence is likely to be less valuable than recent evidence. Data ageing addresses this issue by d...

Virtual or Managed Learning Environments (VMLEs) cannot be fully effective unless well-integrated with existing campus information systems. Institutional planning for the UK Research Assessment Exercise (RAE) has provided an unexpected impetus at the University of Bristol. The DataHub, a reporting database created initially to back-end a locally developed Web application (IRIS) to support the R...

Abstract Background Early adolescence (ages 10–14) is a critical period of physical, cognitive, social and emotional development, which affect sexual reproductive health rights (SRHR). Yet, little known about positive or healthy aspects sexuality development during this life, especially in South East Asia where norms remain restrictive. The objective study to assess the prevalence correlates we...

This study aims to describe the learning trajectories of male and female students in solving fraction problems. The research subjects consisted a student who had same mathematical ability. Learning trajectory data for both were taken through fractional problem tests in-depth interviews. Observations focused on four stages strategies, namely understand problem, divide plan, carry out look back. ...