One aspect of the SCHIP reauthorization debate that has received more limited attention than it deserves is the relationship between children's health insurance coverage and family health literacy. That is, to what extent is children's health insurance associated with higher health literacy, and to what extent is reduced parental health literacy linked to lower rates of health insurance among c...

OBJECTIVE To estimate the strength of the associations among income, dental insurance coverage and need for dental care (both urgent and nonurgent) in Canada. METHODS Multinomial logistic models were fit to data from the 2009 Canadian Health Measures Survey to test unadjusted associations among household income, dental insurance coverage and the need for urgent and nonurgent dental care. Adju...

This paper uses a political economy framework to analyze cross-country differences in deposit insurance coverage. It finds supporting evidence of the significance of private interest theories in explaining coverage of deposit insurance. Deposit insurance coverage is significantly higher in countries where poorly capitalized banks dominate the market and in countries where depositors are poorly ...

Most Americans are covered by private health insurance, which they either obtain through employment or purchase individually. Insurance premiums—the payments made to buy that coverage by enrollees or by other parties on their behalf—are high and rising. The Congressional Budget Office and the staff of the Joint Committee on Taxation (JCT) project that in 2016, the average premium for an employm...

The Affordable Care Act (ACA) makes health insurance available to nearly all Americans and the law requires people to maintain health coverage. That coverage can be obtained through a government program (like Medicare or Medicaid), an employer, directly through an insurer, or through a policy purchased through a health insurance marketplace (also known as a state health insurance exchange) wher...

OBJECTIVE The purpose of this survey is to evaluate the extent of health insurance coverage for complementary and alternative medicine (CAM) within one region in the United States, a study prompted by the increased utilization of CAM. DESIGN Prospective telephone interview of health insurance representatives. LOCATION A contiguous three-state area (New York, New Jersey, and Connecticut) in ...

Objective. This study assesses the impact of state policy reforms on health insurance coverage in the U.S. states considering three approaches to reform: consumer protection policies, policies relaxing regulation on insurance companies, and policies expanding public benefits. Methods. Using data collected from several publicly available sources, we estimate state insurance coverage using fixed-...

While research has assessed the impact of health insurance on health care utilization, few studies have focused on the effects of health insurance on use of maternal health care. Analyzing nationally representative data from the Demographic and Health Surveys (DHS), this study estimates the impact of health insurance status on the use of maternal health services in three countries with relative...

To help people whose health conditions make it difficult for them to obtain insurance coverage, the Trade Act of 2002 initiated federal matching payments to support state high-risk pools and promote coverage expansion through them. Some 30 states already had high-risk pools, but enrollment was very limited, largely because of high premiums, exclusion of coverage for preexisting conditions, and ...

We find strong evidence for advantageous selection in Medigap insurance market. Using Medicare Current Beneficiary Survey (MCBS) data, we regress total medical expenditure on medigap status and other controls. We find that (1) if we only use gender, age and State (three variables used in the pricing of Medigap), then those with Medigap incur about $4,000 less in total medical expenditure than t...