e-banking (electronic banking) is the modified business banking toward e-business (electronic business) banking that actually uses the electronic communication channels such as internet, phones, cell phones and the like. by using this method, the demands of customers such as time independent and high flexible actions are satisfied. in this process, marketing is so important because guiding cust...

Branchless banking is making transaction without visiting a formal banking system. It includes; internet, SMS banking, mobile banking, ATM’s, POS and EFTPOS. Mobile banking has become the future of formal banking system. Hawala is an informal, traditional system for financial transactions in which no money actually enters in bank; all transactions are based on trust among the parties. In Pakist...

The tremendous advances and the aggressive infusion of information technology had brought in a paradigm shift in banking operations. With the rapid proliferation of Internet Technology banking sector now takes a different approaches often termed as E-banking. The adoption of Ebanking becomes a necessity for the banking which wishes to maintain its share of market and retain its customers. In on...

One of the most important obstacles to using Internet banking is the lack of Stability of transactions and some misuse in the course of transactions it is financial. That is why preventing unauthorized access Crime detection is one of the major issues in financial institutions and banks. In this article, a system of intelligence has been designed that recognizes Suspicious and unusual behaviors...

The purpose of this paper is to analyze comparative efficiency of banking system in Pakistan comprising of Islamic banks (IB), conventional banks with Islamic banking division (IBD) and conventional banks (CB). For this purpose we use two methods: First, ratio analysis to analyze cost, revenue and profit efficiency; Second, data envelopment analysis (DEA), for comparative analysis of banks’ tec...

This study proposes the TOE framework that incorporates technological and organizational factors to address utilization of united model within use IB as well examine influence attitude mediator on relationship between SMEs in developing countries particularly Republic Yemen. The includes six exogenous variables, one mediator, an endogenous variable. variables contain (ease use, trust, system qu...

This paper investigates the factors that influence the consumer adoption of Electronic banking in Nigeria and found that there is a need to conduct research on Electronic banking adoption behaviour. The empirical data were collected from a questionnaire survey of 125 from Bayero University Kano (BUK), in northern Nigeria. This study examines the relationship between Electronic banking adoption ...

The convenience of Internet Banking and the breadth of functionality that it provides to its users have made it exceptionally popular, especially in countries like South Africa. Gone are the days of standing in long queues in the bank just to authorise a debit order or to get an account statement. But where accountholders in the past had to enter a secret PIN into a closed and secure system (e....

The purpose of this study was to investigate the factors influencing satisfaction with cell phone banking in South Africa. The study followed a qualitative approach in which in-depth interviews were conducted with a set of South African cell phone banking users. Thematic analysis was employed to analyse the data. It was confirmed that factors known to influence satisfaction with other electroni...