This paper presents a model of shadow banking in which the shadow and the traditional banking systems share a symbiotic relationship. The analysis shows that competition with an opaque and fragile shadow bank can bene…t the traditional bank, especially when the traditional bank faces liquidity risk stemming from collective actions by investors, such as runs. The opacity and fragility of the sha...

Banks may well perform differently in lending to firms according to their funding structure. This paper surveys the relation between Loan volatility and deposit in Iranian banking system. The extent to which bank lending is connected to funding structure is affected by the banks’ characteristics (such as capital structure, profitability, and the measure of non-performing loans). To analyze this...

Banks and other financial institutions in Jordan are one of the largest investors in the fields of information systems (IS), and there are many indications that these trends to continue in the future. However, there is a concern among CEOs and top managers that the IS investments are not yielding the anticipated outcomes. This paper investigates the investment of information systems at Jordan b...

Financial system of B&H is “bank dominated”, which means that banks (credit institution) is dominated financial institutions in the financial system. Banks have major role in financial intermediation process between deficit and surplus money unites. Having on mind specific features of financial systems in Bosnia and Herzegovina it’s important to analyses characteristics each segment of fi...

One of the recent strategies for increasing the customer’s loyalty in banking industry is the use of customers’ club system. In this system, customers receive scores on the basis of financial and club activities they are performing, and due to the achieved points, they get credits from the bank. In addition, by the advent of new technologies, fraud is growing in banking domain as well. Therefor...

This work solves the signal reconstruction problem involving nonuniform filter bank systems with rational decimation factors and noises. Three main nonuniform filter bank systems, i.e., filter-block decimator (FBD) structure, upsamplerfilter-downsampler (UFD) structure, and tree structure, are included in this study. According to different operating conditions, two different signal reconstructi...

Information and computer technology popularizes in blood banks for its potentials in working efficiency as well as service quality. But, in the face of the explosive data and information, one of the challenges in blood bank information systems is how to make good use of them for decision making support. In this paper, we desire to explore the mechanisms of decision making support in blood bank ...

ÐTechnological trends require that future scalable microprocessors be decentralized. Applying these trends toward memory systems shows that the size of the cache accessible in a single cycle will decrease in a future generation of chips. Thus, a bank-exposed memory system comprised of small, decentralized cache banks must eventually replace that of a monolithic cache. This paper considers how t...

Subband adaptive filters have been used extensively in system modeling configurations to model unknown systems with large impulse responses. This paper will illustrate the advantages of a non-uniform subband adaptive filter over a uniform subband adaptive filter while giving insight to subband bandwidth allocations for system modeling configurations. By implementing small subbands which isolate...