communication. Later on electronic connections have been established to other financial institutions and to major business customers. The SWIFT network managing international payment transactions established in 1973, is an early example of this. A major barrier towards development of a full digital circuit, which includes all steps in production and distribution, has been the lack of an extensi...

Business intelligence is one of the tools of IT in business and Information systems for management have been just developed theoretically, and have never fulfilled the demands of organizations, practically. The establishment and marketing of electronic insurance demands the readiness of tools and the foundation of IT. Business intelligence provides the managers with a collection of tools, techn...

The paper presents a simulation tool for automated interactions between insurance companies and their clients during the travel insurance buying process. Insurance deal evaluation model using price and insured risks has been developed based on the study of the Latvian insurance market. The proposed model is used together with well-known agent auction protocols, thus providing a multi-agent nego...

Evolving competitive, organisational and technology environments drive organisations to continually evaluate how information technology resources can be exploited for competitive value. The emergence of a global information infrastructure has spawned an entirely new area for competitive exploitation, electronic marketplaces. This paper first presents a review and synthesis of the conceptual and...

The process of insurance underwriting determines whether insurance company will accept an application for insurance. It is a complex decision-making process and due to information overload problems, it becomes harder for the insurance companies to efficiently estimate risks in a reasonable time. In this paper we present a framework of an expert system for insurance premium assessment. It combin...

At the time of this writing, the electronic commerce market place is dominated by business-to-business transactions. This paper describes one such application and our software prototype in support of this application. Our main contribution is a software solutions (using Java) that employs the concept of deltas to maintain consistency in a replicated, distributed environment. Our proposed soluti...