Among the various financial inclusion initiatives introduced by government and RBI over years, Payment banks (PBs) were in 2014 to further motive of unbanked areas across country targeting poor households, small businesses migrant workers. The study is descriptive nature analyzed using tables charts. paper discusses importance PBs comparing with commercial PPIs, highlighted their contributions ...

This paper provides an insight into measuring financial inclusion through a multidimensional index of in Southeast European countries (SEE). We used two-stage principal component analysis to extract dimensions inclusion. Data were obtained from two sources, the World Bank Global Findex Survey (WB-GFS) data base and International Monetary Fund Financial Access (IMF-FAS), for twelve SEE years 201...

Due to technological advances, financial services have been transformed, exhibiting increased competition and market entries by non-banks. In particular, in China FinTech has seen rapid growth with...

Purpose This paper aims to examine whether high levels of financial inclusion is associated with greater risk. Design/methodology/approach The study uses regression methodology estimate the effect on Findings findings reveal that higher account ownership risk through non-performing loans and high-cost inefficiency in sector developed countries, advanced countries transition economies. Increased...

Empirical research suggests that financial inclusion initiatives – such as facilitating access to financial resources or providing microcredit – are alone not enough to lower socioeconomic disparities. In this article, we adopt a critical stance as a guide for our empirical investigation. Our aim is to propose a financial education framework, tailored to low-income micro-entrepreneurs, that emb...