a large number of maritime claims, are entitled to a legal protection that is established at the time of creation of the claim and subsequently, maritime lien in favour of the creditor. national regulations of maritime liens, dates back to ancient laws and customs and in order to removing differences of theses regulations, some international conventions on unification of certain rules relating ...

Medical underwriting involves the application of actuarial science by analyzing medical information to predict the future risk of a claim. The objective is that individuals with like risk are treated in a like manner so that the premium paid is proportional to the risk of future claim.