Personal financial planning is the preparation of a series of ongoing targetoriented decisions concerning personal assets, incomes and expenses. An important task of personal financial planning is the generation of a financial schedule defining suitable times for realization of the expenses and incomes at a given point of time. We describe an integer programming model and algorithms for schedul...

This paper is devoted to the construction of a mathematical model financial dynamics life insurance company. The methods calculating amounts, payments, net premium reserve are studied, their generalization carried out taking into account various types insurer's expenses for ensuring activities company, sensitivity company depending on input parameters analyzed. results work great practical impo...

<em>Investors in epidemic times should be more careful investing companies, therefore it is necessary to analyze the company's financial statements and conduct research using ratios understand what are how much influence have on stock changes. This effect of return equity, net interst margin operating expenses income share price Bank Rakyat Indonesia Tbk. method uses quantitative methods ...

PURPOSE Cancer patients carry rising burdens of health care-related out-of-pocket expenses, and a growing number of patients are considered "underinsured." Our objective was to describe experiences of insured cancer patients requesting copayment assistance and to describe the impact of health care expenses on well-being and treatment. METHODS We conducted baseline and follow-up surveys regard...

OBJECTIVES This study provides information to aid decision making for managers and the staff of national university hospitals through analyzing their financial statements. METHODS In order to analyze the finances of national university hospitals, this study used the report of final accounts announced by each hospital from 2009 to 2012 as baseline data. The research participants were 10 nation...

The paper introduces a financial statement method to assess the future potential of a firm. First, the last strategic steady phase is identified. Second, growth rate for total expenditure is estimated (growth process). Third, the revenue generating potential of total expenditure is evaluated by a distributed lag function (revenue-generating process). This function is used to recalculate expense...

This study aims to acquire empirical evidence related the effect of risk on financial performance in peer-to-peer lending Indonesia. By exploring statements throughout 2019-2020. The test uses a panel data regression model, Common Effect Model as selected estimation model. Financial is measured by Operating Income Expenses (BOPO), Net Interest Margin (NIM), Loan Deposit Ratio (LDR), Debt Asset ...

The financial viability of programme services and product offerings requires that revenue exceeds expenses. Revenue includes payments for services and products as well as donor cash and in-kind contributions. Expenses reflect consumption of purchased or contributed time and materials and utilization (depreciation) of physical plant facilities and equipment. Standard financial reports contain th...