This study investigates the behavior of bank non-performing loans in Fintech era. Using data from 35 developed countries 1998 to 2016, findings show that are fewer second wave Also, positively related state business cycle Countries have high supply credit private sector experience The two-way interaction analysis lower during times economic boom and when there is higher second-wave

this study was conducted with the objective of identifying the major determinants of loan repayment in small scale enterprises (sses) with particular reference to sses in one of kenya’s most dynamic informal business hub, kariobangi division in nairobi. in order to achieve this objective, primarily data were collected from 50 randomly selected respondents by using questionnaires. descriptive st...