This research examines the e¤ects of relaxing credit constraints on households’ saving and credit choices. I focus in the opening of a new bank in Mexico that targeted workers of the informal sector that were previously denied access to bank credit. I …rst explore the di¤erence-indi¤erence e¤ects of the appearance of this bank. Important changes are found in households from municipalities with ...


 Pawning is making an item as collateral for a debt that makes it possible rahin to take by utilizing the item. Sharia pawning agreement between person pledge property in form of gold, jewelry, vehicles, fields (land) and other individuals or sharia pawnshops according law. So this study aims determine mechanism implementation practice perspective Islamic economics on Pondok Panjang Villa...

Abstract Governments often reallocate administrative units among ministries to meet parties’ office and policy demands or increase political control over the bureaucracy. How do such reforms affect work motivation performance of ministerial bureaucrats? Based on self-determination theory, this paper expects detrimental effects bureaucrats’ ability basic psychological needs competence, autonomy,...

Using Ar-Rahnu as a means for a micro credit financing practices is nothing new in Malaysia. At present various Ar-Rahnu providers throughout the country haveserved micro, small and medium enterprises as alternatives to financial institutions. Some entrepreneurs prefer to use the service as they can pawn their gold to get instant cash with less risk. The aim of this study is to develop the best...

One of the muamalah fiqh contracts, bay al wafa, is still up for controversy among Muslim academics today. However, certain nations, including Indonesia, continue to use this agreement as a means financing their economies, particularly in agricultural sector. This study aims determine extent wafa practice Indonesia. The research approach employed was an in-depth interview. According study's fin...