This study aims to determine whether Earning Asset Quality affects Profitability, Non-Performing Credit and have a simultaneous effect on Profitability. Collecting data using secondary obtained from the financial statements cross-sectional technique. The population in this is PT Bank Negara Indonesia Tbk. Branch Makassar Period 2011 – 2019 taken while sample amounted 36 pieces. results of such ...

Predictability of Asset Returns and the Efficient Market Hypothesis This paper is concerned with empirical and theoretical basis of the Efficient Market Hypothesis (EMH). The paper begins with an overview of the statistical properties of asset returns at different frequencies (daily, weekly and monthly), and considers the evidence on return predictability, risk aversion and market efficiency. T...

Facilitating loan and advances to customers is the main stream of banking business. The loans are advanced by banking institution to different segment of their market. These segments primarily fall under priority and non-priority sectors, in former sector bank are directed to grant as per guidelines by the Reserve Bank of India. Furthermore, the rise of non-performing assets (NPAs) in banks is ...

This paper investigates the impact of asset liquidity on the valuation of corporate securities and the firm’s financing decisions. I show that asset liquidity increases debt capacity only when bond covenants restrict the disposition of assets. By contrast, I demonstrate that, with unsecured debt, greater liquidity increases credit spreads on corporate debt and reduces optimal leverage. The mode...