The literature suggests that the commonly used augmentation method of reject inference does little to alter the ranking performance of application scorecards, but is does improve the ability to detect an appropriate cutoff score. In this paper we examine whether the use of augmentation will improve the ranking of applicants in terms of default for various time frames, using survival analysis. T...

This article highlights the mistaken paradigms that underpin use of Islam to justify violence and terrorism. Its exploration Qur'an shows emphasizes peaceful values promotes non-violent approaches; this study, thus, differs from previous ones have argued Islam's emphasis on peace based a deconstruction verses with violent implications, thereby challenging religious perpetrated in religion's nam...