for banks and financial institutions, credit risk had been an essential factor that needed to be managed well. credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions.  credit risk...

the recent turmoil in global financial markets, associated with the u.S. subprime mortgage crisis, has raised important questions about the stability and integrity of the new international financial structure. these events represent the first real stress test of the world’s financial system since the late 1990s when the asian financial crisis, Russian debt default, and long-term capital Managem...

This work extends the contagion model introduced by Nier et al. (2007) to inhomogeneous networks. We preserve the convenient description of a financial system by a sparsely parameterized random graph but add several relevant inhomogeneities, namely well-connected banks, financial institutions with disproportionately large interbank assets, and big banks focusing on wholesale and retail customer...

Financial institutions in Australia fall broadly into two categories: intermediaries, comprising banks, building societies, finance companies and others which borrow and lend money (many also provide payment services), and insurers and funds managers, which pool risks and/or invest funds on behalf of others. The share of financial system assets controlled by intermediaries has fallen over the p...

One important reason for the global impact of the 2007–2009 financial crisis was massive illiquidity in combination with an extreme exposure of many financial institutions to liquidity needs and market conditions. As a consequence, many financial instruments could not be traded anymore; investors ran on a variety of financial institutions, particularly in wholesale markets; financial institutio...

In the emerging competitive and technological driven banking era, banks have to strive hard for retaining and enlarging their customer base. Electronic customer relationship management (E-CRM) is the combination of traditional CRM with the e-business applications marketplace. An E-CRM system provides financial institutions with the opportunity to establish individual and need oriented customer ...

This study aims to conduct a comparative analysis on the impact of the 2007/2008global financial crisis on the Islamic and conventional banks in Malaysia. Three performance indicators, namely profitability, liquidity and credit risk of the banking institutions are being considered. The study covers a five-year period from 2006 to 2010, and divides the sample period into before, during, and afte...

A key element of the G20 response to the global financial crisis has been to develop policies to address the ‘too-big-to-fail’ problem posed by systemically important financial institutions (SiFis). the first step is to identify such entities. to that end, there has been extensive work undertaken in recent years, especially at the global level in view of the cross-country impact of large intern...