Two provisions of the Supplemental Security Income (SSI) program--the Plan for Achieving Self-Support (PASS) and Impairment Related Work Expenses (IRWE)--can have the implicit result of compensating SSI recipients for work expenses they incur. That is, PASS and IRWE can, in effect, shift all or some of a working SSI recipient's expenses from the recipient to the SSI program. This article descri...

This study explores the role of issuance expenses in explaining the fall in stock value for OTC stock offerings that raise cash for debt reduction purposes. It estimates that over half of the sample's −2.79% two-day fall in stock value can be accounted for by issuance expenses when using a lower bound measure of issuance expenses. This estimate contrasts with the one-fifth estimate suggested by...

In this study, per-person municipal expenditures were modeled as a function of six demographic and income-related variables, first using a robust linear regression model (LM), and second using a generalized additive model (GAM). A comparison of the two models revealed that the GAM provided more accurate predictions, and therefore we recommend for the client to use the GAM as the basis for predi...

Long study terms and a large number of students who do not successfully finish their academic programs are damaging the national economies to a large tune. In addition, personal study guidance to attenuate these problems is very expensive, too. Misunderstanding of examination regulations and a possible adversely balanced supply and demand of courses can be reasons for increasing average study t...

With the overhead of the typical family medicine practice at around 60 percent of revenues, working to control practice expenses has to be a high priority for family physicians. Of course, overhead is a product not just of expenses but also of productivity. It can be reduced by increasing productivity/revenue, reducing expenses or both. This article will focus on reducing expenses. To modernize...