firehouse, technical assistance could be solicited. For example, the county supervisor of the Farmers Home Administration might be called in to discuss that agency's requirements regarding financing for public water and waste disposal facilities. Farmers Home is authorized to provide financial assistance to rural "associations" for the purpose of installing community domestic water and waste sy...

Extensive evidence confirms that creating the conditions for a deep and efficient financial system can contribute robustly to sustained economic growth and lower poverty (e.g., see Beck, Levine, and Loayza 2000, Honohan 2004a, and World Bank 2001a). Moreover, in all levels of development, continued efficient and effective provision of financial services requires that financial policies and fina...

BACKGROUND It has been suggested that improving people's ability to deal with their finances, their financial capability, will directly improve their wellbeing and indirectly their health. To this end, financial capability initiatives have been funded by statutory and charitable health bodies, sometimes as part of a practice termed 'social prescribing'. DISCUSSION This paper examines financia...

Do …nancial constraints have persistent e¤ects on the creation of businesses, or should we expect that forward-looking individuals always save their way out of credit constraints? This paper studies the interaction between savings and the decision to become an entrepreneur in a multiperiod model with borrowing constraints to answer this question. The model has a simple threshold property: able ...

IFAD: Rural Enterprise Policy iv RATIONALE: MICRO AND SMALL ENTERPRISES AND POVERTY REDUCTION Role of the Off-Farm Sector in Reducing Poverty 2 Small-Scale Rural Enterprise and the Rural Economy 3 IFAD and Rural Enterprise 4 Role of the Off-Farm Sector vis-à-vis IFAD's Strategic Framework and Regional Strategies 5 DEVELOPING MICRO AND SMALL ENTERPRISES FOR THE POOR IN RURAL AREAS: DEFINITION, L...

poverty is a widespread problem not only inflicting poor nations, but also nations like the united states of america. in the history of the united states, women and racial minorities had always been persistently struggling with poverty. this paper intends to investigate poverty among hispanic women between 2005 and 2010 and identify and analyze the relevant contributing factors. within this per...

Innovations for Poverty Action applies rigorous research techniques to develop and test solutions to real-world problems faced by the poor in developing countries. Contributions to this research made by a member of The Financial Access Initiative and Innovations for Poverty Action.

This paper investigates the link between the incomes and wealth of pensioners and their working-life earnings levels. The proportionality predicted by a simple form of the life-cycle model is supported for pensioner couples and male single pensioners, but not for female single pensioners. In all cases working-life earnings level is found to have a strong influence on pensioner poverty. Pensione...

The role of Small and Medium Enterprises (SMEs) is very important in economic growth, employment generation and poverty alleviation. Annual time series data has been used to examine the impact of SMEs on poverty in Pakistan for the period between 1972 and 2007. Log-linear autoregressive model has been estimated by Ordinary Least Squares (OLS) method using one year previous value of HCR as expla...

How has poverty changed during the 1997-99 period, when the Peruvian economic performance deteriorated seriously under the negative impact of the international financial crisis? The answer to this question has traditionally relied on cross-section comparisons of poverty indicators. In this paper we extend the analysis first by examining the robustness of these kind of comparisons by considering...