Melyinterjukkal es celzott kerdőives felmeressel vizsgaltuk, hogyan hatnak a lejart tartozasok munkavallalasra, bankszamlahasznalatra az egeszsegi allapotra Magyarorszag egyik legelmaradottabb tersegeben, ahol meg Covid-valsagot megelőző, prosperalo időszakban is sokan eltek penzugyi kirekesztettsegben. Azt talaltuk, hogy buntetőkamatokkal megnovelt, remenytelen nagysaguva eszkalalodott miatt a...

The Earned Income Tax Credit distributes more than $60 billion to over 20 million low-income families annually. Nevertheless, an estimated one-fifth of eligible households do not claim it. We ran six preregistered, large-scale field experiments with 1 observations test whether “nudges” could increase EITC take-up. Despite varying the content, design, messenger, and mode our messages, we find no...

This study identifies the causal effect of pension generosity on women’s fertility behavior. It capitalizes Brazil’s expansion system to rural workers, whose wealth subsequently more than tripled. Difference-in-difference, instrumental variable, and event methods show that reform reduces propensity childbearing women fertile age by 8 percent in short run. Completed declines 1.3 children within ...

Environmental conditional cash transfers are popular but their impacts are not well understood. We evaluate land cover and wealth impacts of a federal program that pays landowners for protecting forest. Panel data for program beneficiaries and rejected applicants allows us to control for fixed differences and time trends affecting both groups. We find the program reduces the expected land cover...

This paper examines the effects of a randomized housing-voucher program on individual economic outcomes. Public housing residents who are offered relocation counseling together with housing vouchers that can only be redeemed in low-poverty areas experience a reduction in welfare receipt of between 11% and 16% compared to controls. These effects are not accompanied by changes in earnings or empl...

We consider the estimation of nonlinear models with mismeasured explanatory variables, when information on the marginal distribution of the true values of these variables is available. We derive a semi-parametric MLE that is is shown to be √ n consistent and asymptotically normally distributed. In a simulation experiment we find that the finite sample distribution of the estimator is close to t...

The 2005 reform of the German welfare system introduced two competing organizational models for welfare administration. In most districts, a centralized organization was established where local welfare agencies are bound to central directives. At the same time, 69 districts were allowed to opt for a decentralized organization. We evaluate the relative success of both types of organizations. Com...

The realization that mere existence of health care facilities does not necessarily mean that they are readily accessible to the poorest section in the informal economy, tend to the evolution of a unique health insurance scheme, with contribution according to individual capacity. This paper examines several health insurance schemes catering to the informal sector as well as some critical issues ...

Almost 50 years after domestic US family planning programs began, their effects on childbearing remain controversial. Using the county-level roll-out of these programs from 1964 to 1973, this paper reevaluates their shorter and longer term effects on US fertility rates. I find that the introduction of family planning is associated with significant and persistent reductions in fertility driven b...

We investigate the factors that contribute to participation in the Supplemental Nutrition Assistance Program (SNAP, formerly known as the Food Stamp Program) and the effects of such participation on self-assessed health (SAH). Our estimation approach consists of an endogenous switching ordered probability model, using the copula approach, for a sample of current and former Temporary Assistance ...