In the last thirty years, there has been a dramatic growth in the trading of options, which are contracts between two parties giving one party the right but not the obligation to partake in a financial transaction with the other party at or before a specified date in the future. The majority of options involve the right to buy or sell an underlying asset at a prescribed price, known as the stri...

With the help of a commercial bank in China, we studied consumer credit card debt behavior in correlation with demographics, attitude, personality, and credit card features factors. The study was conducted by using mail-in questionnaires, which were sent to credit card holders who was using or had used either revolving credit or petty installment plans. According to regression functions, we fou...

Paylater is one of the newest payment methods in e-commerce that implements a buy now, pay later system or an installment mechanism. This service latest option launched by e-commerce. study aims to determine user acceptance perceptions influence satisfaction, sustainability intentions, and use behavior. The Unified Theory Acceptance Use Technology 2 (UTAUT 2) model, which also includes variable...

In his criticism of my paper on the concept of race (Sesardic, 2010), Adam Hochman raises many issues that deserve further clarification. First, I will comment on Hochman’s claim that I attack a straw man version of racial constructionism. Second, I will try to correct what I see as a distorted historical picture of the debate between racial naturalists and racial constructionist s. Third, I wi...

The first installment of this series gave an overview of a highperformance transceiver using an “almost all digital” approach.1 While still using analog filters and amplifiers, this approach translates directly between RF and digital domains. Design goals were presented that would meet or exceed the performance of commercially manufactured radios. Here in Part 2, we’ll look at the design detail...