The Bank of Finland’s Finnish Payment Habits 2010 project predicts that Finnish payment habits will face substantial changes. The causes for these changes include: the standardisation and integration of European payment systems, development of payment services-related legislation and regulation at EU level, changes in payment services-related cost factors and pricing, and new opportunities offe...

(i) There is a delay by the intermediary in making payment to the SNF. (ii) Due to an exceptional situation, there is a temporary delay in the SNF’s preparation and submittal of bills to the intermediary beyond its normal billing cycle. (2) Approval of payment. An SNF’s request for an accelerated payment must be approved by the intermediary and HCFA. (3) Amount of payment. The amount of the acc...

Current DRM systems do not provide flexible payment methods, requiring the user to handle the payment by hand. For instance, when the user needs to pay for watching a movie, she needs to decide which available payment method is the most optimal and suitable. This is a rather cumbersome process for the user that can be avoided by the specification of payment policies. A payment policy automates ...

Along with the rapid development of Internet, e-commerce has become an integral part of life. It owns most of its success to online payment. Nevertheless, some problems of the online payment are becoming the largest restricts in the development of e-commerce. The proposed Union-Bank Online Payment mode effectively solves these problems. Applying empirical research approach and model research ap...

The use of mobile applications has allowed electronic transactions to be made anytime, anywhere, and by anyone. Internet it possible for businesses expand their reach across the globe. As a guiding agent purchasing decisions, social media’s proliferation expanded businesses’ ability generate revenue [1]. In short, e-commerce become mainstay in way consumers shop. findings related this study are...

With mobile payment, individuals can buy goods and services through the use of a mobile device and wireless technology. Still, although the usage of mobile payment provides several advantages, such as a more convenient and faster paying-process, it is hardly used. Individuals rather stick with their current payment method, such as cash, EC card or credit card. In this study, we therefore try to...

as mobile technologies are becoming more advanced and mobile devices are making a big impact on daily life, a new type of payment system named mobile payment (m-payment) has emerged, enabling users to pay from their wireless devices especially mobile phones. this paper analyzes currently available wireless-payment systems and finds the stored-value card to be the best overall payment scheme for...

Background and Objectives: In the real world, the obsolescence items are some items that lose their value over time due to the emergence of new technology. Because of rapid changes in technology, inventory management of such items is considered in recent years. Moreover, suppliers try to encourage the retailers for purchasing an item before it is outmoded with some policies suc...