Perumahan merupakan kebutuhan dasar yang penting bagi kehidupan manusia. Sebagian masyarakat mengandalkan fasilitas kredit pemilikan rumah (KPR) untuk mewujudkan kepemilikan mereka. Untuk itu Bank Paro Dana menawarkan KPR dalam mendukung terus meningkat akan perumahan. Namun, nasabah memahami mekanisme perhitungan dan sistem pembayaran aman sesuai dengan kebutuhan, serta tingkat bunga bervarias...

Payment is in nature an act of money transfer from one entity to another, and it is obvious that a payment method will be valued as long as the transaction can be completed with safety no matter what technology was used. The key to U-payment is convenience and security in the transfer of financial information. The purpose of this paper is to find a desirable U-payment scheme promoting seamlessn...

In this paper we propose an approach, combining the SET protocol with the TLS/WTLS protocols in order to enforce the security services over the WAP 1.X for the payment in the m-commerce. We propose to implement the additional services of the SET protocol as the confidentiality of the payment information between the buyer and the payment gateway and the data integrity. However, we use WTLS certi...

This paper studies coalition formation under asymmetric information. An outside party o ers private payments in order to in uence the collective decision over an unpopular reform. The willingness to accept such payments is private information. The paper demonstrates that a supermajority coalition induces truth-telling and secures the implementation of the decision for a price close to the full ...

This paper determines the effect that offset payments under the Continued Dumping and Subsidy Offset Act (CDSOA also known as the “Byrd Amendment”) have on tariff levels that are lobbied for by U.S. producer groups. We derive the optimum antidumping tariff that would maximize the welfare of producers receiving CDSOA offset payments. We compare and contrast this newly derived “optimal antidumpin...

Two fundamental payment methods exist for online information purchase: macropayment and micro-payment. Traditional macro-payment methods, like credit and charge cards and digital currency, are suitable for large-value, low-volume transactions. However, large-volume, low-value commodities, such as discrete units of information from a website, better suit a micro-payment model. In micro-payment, ...

<p>The background for this research is that schools are still manually processing payments student parental contributions, which requires a lot of paper, resulting in many inaccuracies collecting data on contribution payments. causes the process paying contributions to be ineffective and inefficient, so it necessary have an information system at SMAN 12X11 Enam Lingkung. The method used R...

With the development of information technology that is so fast today, inevitably all aspects life, including educational institutions, must follow. The university has also started implementing new student admissions through online media, from registration process, payments, entrance tests and announcements being accepted or rejected. In its implementation, find obstacles, how payment system? if...

it has been tried to compare the “price payment method” in iranian law with “principles of international commercial contracts” and “convention on contracts for international sale of goods vienna, 1980” in this study. different law regulations in various countries should be unified in order to extend rapid and insured trusted law relations among the nations and people all over the world because ...