Bank memiliki peran besar sebagai perantara keuangan. Dengan bank maka dana dari nasabah dapat ditransformasikan untuk disesuaikan dengan kebutuhan peminjam. Namun ketika gagal melakukan transformasi aset hal ini akan terlihat munculnya piutang tak tertagih atau Non Performing Loan. NPL juga digunakan salah satu indikator bagi regulator melihat kesehatan bank. Salah kerangka yang bagaimana mana...

We examine whether countries that have high levels of financial inclusion fewer non-performing loans and loan loss provisions in their banking sectors. The fixed effect panel regression methodology was used to analyse the on bank provisions. Using data from 48 countries, we find greater formal account ownership is associated with loans. Bank are only when achieved through combined use ownership...

<span>Banking institutions around the world are facing a serious problem with non-performing loans (NPLs), which can jeopardize their financial stability and hinder ability to issue new loans. The of NPLs has been linked corruption, emerged as one contributing factors. Given scarcity research on use machine learning (ML) techniques examine relationship between corruption NPLs, this paper ...

We show that the determinants and economic implications of the primary loan loss indicators reported in financial reports—non-performing loans (NPL), the allowance and provision for loan losses (ALL and PLL), and net loan charge-offs (NLCO)—vary dramatically across real estate, commercial, and consumer loan types, because these types differ in their homogeneity and collateralization and thus in...

Tujuan penelitian untuk mengetahui tingkat kesehatan Bank Rakyat Indonesia (BRI) dengan menggunakan standar Indonesia, yaitu rasio Non Performing Loan (NPL), to Deposit Ratio (LDR), dan Return on Asset (ROA). Jenis adalah deskriptif kuantitatif. Populasi seluruh laporan keuangan teknik pengambilan sampel sesuai kriteria pada purposive sampling. Periode yang digunakan dalam ini selama 5 tahun, m...

This study aims to examine the effect of CAR and LDR on ROA with NPL as a mediating variable at state-owned banks for period 2015 2022. The sample this was 4 (four) banks, namely BRI, BNI, Mandiri BTN. With an observation 8 years, 32. used Partial Least Square SmartPLS 3 program. Of 7 hypotheses, results showed that only 2 hypotheses were accepted, NPL. Indirect effect, is not proven or rejecte...

In response to the call of the Chinese government to support low-carbon development, the issue has come to the view gradually as to whether the behaviors of banks’ green credit will contribute to easing their own credit risk. To reflect the behaviors of green credit of banks in detail, an indicator, named the carbon intensity of loans (CIL), is first proposed in this paper to measure the carbon...