This proposal aims to combine the best properties of paperbased and end-to-end verifiable remote voting systems. Ballots are delivered electronically to voters, who return their votes on paper together with some cryptographic information that allows them to verify later that their votes were correctly included and counted. We emphasise the ease of the voter’s experience, which is not much harde...

Postal financial services have been the beacon on inclusion globally. However, with impact of digitalization, physical network post offices no longer remains core competency. This article analyzes various factors contributing to household savings across both banks and offices. It examines effect competition at level between The main finding is that extensive does not significantly postal deposi...