This paper analyzes the financial soundness indicators in Iran`s banking system. In the first part it emphasis on asset quality measure by the non-performing loans ratio. The non-performing loans grew rapidly in last decade in Iran’s banking system and it reached higher than 25 percent of total loans in 2010. We conclude that NPLs increase have impact on real part of economy in the concept...

The purpose of this study was to determine the CAR (Capital Adequacy Ratio), LDR (Loan Deposit Ratio) and BOPO simultaneously or partially responsible for a significant ROA (Return on Asset) at Bank Perkreditan Rakyat in Batam period 2011-2015.The research sample determined by using purposive sampling method so obtained 14 samples 27 used secondary data from published financial statements banki...

abstract background: hemodialysis is the most common renal replacement therapy in the world, and hemodialysis adequacy is an important and influencial factor in the reduction of various complications experienced by these patients. multiple factors influence hemodialysis adequacy. this study was conducted to determine hemodialysis adequacy and its relationship with individual and personal factor...

The evidence of the recent years in the banking network of Iran indicates the increasing trend of nonperforming loans each year; thus, the main objective of the current study is to examine the impact of bank specific factors, esp. capital adequacy ratio on the NPLs. Six years dynamic panel data (2007-2012) of 19 banks are applied to scrutinize the relationship between capital adequacy ratio as ...

This study aims to test the effect of Capital Adequacy Ratio (CAR), Loan Deposit (LDR), and Operational Efficiency (OER) on Return Assets (ROA) during Covid-19 pandemic. utilizes a purposive sampling method using population National Private Commercial Banks (NPCB) for foreign exchange listed Indonesia Stock Exchange (IDX). The data used is Annual Report 2019-2020 period which has been published...

This paper examines the optimal design of capital and liquidity regulations under fire sale externalities. The lack of complementary liquidity ratio requirements harms the purpose of capital adequacy requirements by yielding not only inefficiently low risky investment but also more severe financial crises. When capital is regulated but liquidity is not, banks still keep liquid assets for micro-...

We analyze the impact of capital adequacy regulation on bank insolvency and aggregate investment. We develop a model of the banking system that is characterized by the interaction of many heterogeneous banks with the real sector, interbank credit relations as a consequence of bank liquidity management and an insolvency mechanism. This allows us to study the impact of capital adequacy regulation...