This paper presents a view of the future of consumer payments. Specifically, I opine on two questions. First, will the broad trends of consumers’ increasingly being connected via mobile access devices and engaging in social networking be likely to revolutionize consumer payments? Second, if so, what roles will be played by the various payment participants (e.g., consumers, merchants, banks, mob...

We introduce the concept of “marketing avoidance” – consumer efforts to conceal themselves and to deflect marketing. The setting is one where sellers market some item through solicitations to potential consumers, who differ in their benefit from the item and suffer harm from receiving solicitations. Concealment by one consumer induces sellers to shift solicitations to other consumers, while def...

Governments in many countries have actively promoted both regulatory and self-regulatory approaches to govern e-commerce and to protect e-consumers. Nevertheless, the desired outcomes of e-consumer protection have not fully materialised. Although there are many research projects about ecommerce, security, privacy, trust, etc., few relate to e-consumer protection. In addition, most projects on e...

Boar taint can be found in meat from boars and affects consumer acceptability of pork. The aim of this review is: (1) to describe different aspects of the existing methodologies used in consumer studies when evaluating boar taint from a sensory point of view, (2) to draw conclusions on different studies regarding the acceptability of meat from entire males, and (3) to discuss a possible harmoni...

Several techniques exist to select and materialize a proper set of data in a suitable structure that manage the queries submitted to the online analytical processing systems. These techniques are called view management techniques, which consist of three research areas: 1) view selection to materialize, 2) query processing and rewriting using the materialized views, and 3) maintaining materializ...

purpose- the aim of this essay is to attempt to explain the impact of religion and family structure on consumer decision-making style within a muslim country. this paper wants to demonstrate how and why husbands/wives with eastern culture and islamic norms use different decision-making styles. design/methodology/approach- literature reviews on consumer decision-making, religion and family struc...

Considerable research shows that personal information privacy has eroded over the last 30 years. Prior research, however, takes a consumer-centric view of personal information privacy, a view that leads to the conclusion that the individual is responsible for his/her own information. This research presents and defends a comprehensive personal information privacy model of extra-organizational da...