A study was conducted at five villages of Dzongu, North Sikkim in India to identify various constraints faced by the farmers during poultry production. Selection of respondents of poultry farmers was done on the basis of Simple Random Techniques. The data were collected from each respondent through structured questionnaire as well as self observations. The study indicated that the input (82.25%...

This paper provides evidence that as a result of poor mobility of capital within India, regional wealth constrains the growth of regional manufacturing. It shows that capital market imperfections can help explain the uneven pattern of industrial growth across regions in India. I exploit a policy-induced exogenous increase in the supply of credit to an identifiable set of factories in 1998 to de...

We study how the availability of domestic credit influences the contribution that financing activities make to a firm’s return on equity (ROE). Using a sample of 51,866 firms from 69 countries, we find that financing activities contribute more to a firm’s ROE in countries with higher domestic credit. The higher contribution of financing activities is not driven by firms taking greater leverage ...

The statements, findings, conclusions, and recommendations found in this study are those of the authors and do not necessarily reflect the views of the Office of Advocacy, the United States Small Business Administration, or the United States Government. Executive Summa ry This research examines the implications to the amount of credit available to small businesses from the rapid and pervasive c...

A number of studies suggest that banks involved in mergers and acquisitions tend to reallocate their loan portfolio generating welfare effects for borrowers of the just-merged institutions. Gains from bank mergers may be offset by increases in market power and negative informational effects on the availability of credit of borrowers that depend on relationship-based lending. On the other hand, ...

We use data from the 1993 and 1998 National Surveys of Small Business Finances to examine the existence of racial discrimination in the small-business credit market. We conduct an econometric analysis of loan outcomes by race and Ž nd that black-owned small businesses are about twice as likely to be denied credit even after controlling for differences in creditworthiness and other factors. A se...

The purpose of this study is to investigate the level of knowledge management (KM) maturity of credit unions. The application of a maturity model to fifteen credit unions in North America revealed that an overall level of KM maturity of credit unions is at an early stage of development, but there are signs of future improvement. Credit unions attempt to increase their efficiency through KM solu...