Features like the distributed ledger, consensus mechanism, asymmetric encryption technology, smart contract and Token of blockchain can lower transaction cost, enhance trust between customers merchants, as well eliminate false payment consumer information leakage, problems which are common in current cross-border E-Commerce platform. Based on analysis existing scholars, this paper studied two m...

The growing importance of electronic commerce has resulted in the birth of a plethora of different and incompatible payment systems. For business application writers this implies the need to understand the details of different mechanisms, to adapt the code as soon new payment schemes arrive and also to provide a way of finding a common mechanism for every transaction. In our work, we unify the ...

New web vendors emerge daily as business-to-consumer e-commerce grows substantially over the years. However, new web vendors may be regarded with skepticism in an existing marketplace, and may require third party support to reduce uncertainty. This study investigates the effect of consumer’s perceived security and reputation of web vendors on consumer’s purchase intention and third party paymen...

In an attempt to provide an on-line payment mechanism for large-dollar cross-border transactions, TradeCard Inc. developed the world's first and only "credit card" for international trade. This case study discusses the major issues surrounding the viability of such a B2B electronic payment architecture. How would TradeCard provide a seamless and secure on-line settlement transaction? Is its pla...

The recently introduced cashless economy with the cash-lite banking by the Central Bank of Nigeria (CBN) has engineered most Nigeria banks to introduce e-payment and e-transact solutions to support the policy. However, one of the major problems limiting the growth of this new move in Nigeria is the absence of secure and reliable e-payment systems. The problems associated with the implementation...

The high market penetrations of mobile personal devices including mobile phones, PDAs have paved a way for the development of new application models in Mobile Commerce. Mobile phones are well suited with mobile commerce to reach the customers anywhere and at any time. Mobile Payments are the natural evolution of e-payment schemes that facilitate mobile commerce. The mobile payment markets are c...

Pay-what-you-want (PWYW) and name-your-own-price (NYOP) participative pricing mechanisms are becoming more popular among firms. In response, researchers have examined separate outcomes for each mechanism. However, questions remain, especially regarding which mechanism is most beneficial consumers companies. Therefore, our main objective to investigate the role of these on consumers' satisfactio...