The purpose of this study was to analyze and determine the financial performance Makassar Branch Office National Pension Savings Bank during Covid-19 Pandemic Based on RGEC Ratio. author's choice topics see growth a bank in pandemic situation can be seen from banking itself. type research with descriptive approach, using population BTPN Tbk statements, researchers purposive sampling provided th...

This paper uses a new data set on the term in office of central bank governors in 137 countries covering the period 1970-2004 to estimate a model for the chance that a central bank governor is replaced. We formulate a number of hypotheses based on the literature on the determinants of central bank independence that are tested using conditional logit models and the Extreme Bounds Analysis. We co...

Economic theory traditionally supports the viewpoint that government ownership is inefficient and that privatization invariably leads to efficiency improvements. However, there is often frequent opposition to privatization activity because it is difficult to examine and empirically validate the effects of privatization. This is the first study to examine the impact of the privatization of posta...

The objective of this study was to assess the benefits of introducing a demand side management optimisation controller to a cold thermal storage ice bank. This controller consisted of an ice bank model, an air temperature forecast model and an optimisation algorithm. The financial and grid utilisation benefits produced by implementation of this controller over the current state of the art in ic...

Lighting accounts for a significant amount of electrical energy consumption in office buildings, up to 45% of the total consumed. This energy consumption can be reduced by as much as 60% through an occupantdependent lighting control strategy. With particular focus on open-plan offices, where the application of this strategy is more challenging to apply due to differences in individual occupancy...

Abstract There has been little historiographical attention to working-class banking in the Caribbean. This article adds scholarship by considering founding and use of Barbados Savings Bank Black Barbadians. Colonial administrators hoped bank would teach formerly enslaved Barbadians how properly transition into free wage labor force sought encourage household arrangements dependent on a male bre...

One of the key inputs for building energy and comfort management systems is detailed and precise office activity information, i.e., what is happening in each of the monitored areas (e.g., working place, meeting room, coffee corner, etc.). Such information can be used to control appliances for saving energy while still satisfying user comfort needs accordingly. We propose an activity recognition...

Business finance has been a major problem facing most businesses, both the small and large companies as well as the medium ones. Small and Medium Scale Enterprises (SMEs) are no exceptions of the problems faced by businesses. These enterprises are mostly managed by low income earners. Some of these enterprises cannot grow into large companies because of lack of funds. The objectives of the stud...