A growing number of commentators advocate enhancing the role of market discipline in the banking industry. They argue that if private sector stakeholders can discourage excessive risk-taking and encourage safe banking practices through the pricing of bank securities, then the extensive regulatory framework currently in place may be unnecessarily burdensome. In the wake of recent studies conclud...

To analyze the effects of government debt securities on liquidity risk and profitability banks in Cape Verde, this research employs an unbalanced panel dataset from 2000 to 2017 activity all commercial operating at end (seven total). The study models with lagged regressors, estimated by ordinary least squares estimation method. results show that have no effect bank risks, but they profitability...

Globally, companies are increasingly paying attention to the impact of environmental, social and governance (ESGs) on corporate performance. The objective study is ESG scores third-party institutions performance Banks Securities Firms. Based data A-share banks securities firms with complete from Bloomberg 2011-2021, 19 listed were selected. A linear regression their return assets, E, S, G, scor...

Current empirical literature on the activities of foreign banks exhibit some degree of consensus around the thesis that foreign banks are less efficient than domestic banks in the case of industrial countries, but they are more efficient than domestic institutions in emerging economies. The reasons for such phenomenon include the exposure to tougher competition in industrial countries, adoption...

In September 2008, the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac were placed into conservatorship and dividend payments on common and preferred shares were suspended. As a result, share prices fell to nearly zero and many banks across the country lost the value of their investments in the preferred shares. We estimate more than 600 depository institutions in the United ...

Unconventional monetary policy measures like asset purchase programs aim to reduce certain securities' yield and alter financial institutions' investment behavior. These increase the market value of securities add their equity positions. We show that extent this recapitalization effect crucially depends on accounting valuation methods, country-level regulation, maturity structure. argue future ...

We develop a model of banking industry dynamics to study the relation between commercial bank market structure, risk taking, bank failure, and capital requirements. We propose a market structure where dominant banks interact with many small competitive fringe banks. A nontrivial size distribution of banks arises out of endogenous entry and exit. The paper extends our previous work by letting ba...