One of the recent strategies for increasing the customer’s loyalty in banking industry is the use of customers’ club system. In this system, customers receive scores on the basis of financial and club activities they are performing, and due to the achieved points, they get credits from the bank. In addition, by the advent of new technologies, fraud is growing in banking domain as well. Therefor...

T he cyclical banks have different behavior than other banks. The structure of the balance sheet in cyclical banks is different from anti-cyclical banks. The cyclical banks have a relationship between leverage growth and asset growth while the other banks have no relationship between asset growth and leverage growth in the banking system. This relationship depends on the structure of...

CHUM214 The Modern and the Postmodern In this course we will examine how the idea of "the modern" develops at the end of the 18th century and how being modern (or progressive, or hip) became one of the crucial criteria for understanding and evaluating cultural change during the last 200 years. Our readings will be drawn from a variety of areas-philosophy, novels, music, painting, and photograph...

We consider two mechanisms to procure differentiated goods: a request for quote and an English auction with bidding credits. In the request for quote, each seller submits a price and the inherent quality of his good. Then the buyer selects the seller who offers the greatest difference in quality and price. In the English auction with bidding credits, the buyer assigns a bidding credit to each s...

Abstract We develop an output-oriented data envelopment analysis framework to examine the efficiency of Chinese banks over period 2007–2017 and further test relationship between corporate social responsibility (CSR). are first piece research considering number employees as one bank input potential increase in CSR indicator. Additionally, we innovatively propose another three specific indicators...

In a component-based development approach some kind of middleware technology is used to integrate pieces of software to complex systems. These pieces of software could be implemented in different programming languages and might run on different platforms. The goal of component-based development is to increase productivity by reusing existing or newly written pieces of software. Beside the middl...

Credit derivatives are the latest in a series of innovations that have had a significant impact on credit markets. Using a micro data set of individual corporate loans, this paper explores whether use of credit derivatives is associated with an increase in bank credit supply. We find evidence that greater use of credit derivatives is associated with greater supply of bank credit for large term ...