This study underscores the strategic role – both political and economic – of banking sector reform in the overall pursuit of economic development and democratization. It compares trajectories of banking sector reform in Middle Eastern and African countries that have remained on the margins of the new global economy. A close look shows that their governments’ willingness to embrace reform has di...

today, one of the biggest problems that gripped the banking sphere, the high cost of implementing advanced technologies and the efficient use of the hardware. cloud computing is the use of shared services on the internet provides a large role in developing the banking system, without the need for operating expenses including staffing, equipment, hardware and software reducing the cost of implem...

Theory makes ambiguous predictions about the effects of bank market structure on access to external finance. Using a unique database for 74 countries and for firms of small, medium and large size we assess the effect of banking market structure on the access of firms to bank finance. We find that bank concentration increases financing obstacles, but only in countries with low levels of economic...

This study contributes to the on–going worldwide debate on the future form of banking systems by examining the performance of a socialist ASEAN system—Vietnam—with four other ASEAN but capitalist and transition economies—Thailand, Philippines, Indonesia and China. The study finds that over the 1996–2009 period, the Vietnamese banking system may have performed better than the comparator countrie...

Is Greece a reforming economy? The purpose of this paper is to present the evolution and structure of the banking sector in Greece, with reference to the parallel experiences of the Eastern European (EE) countries. In Section 2, we are concerned with the domestic economic environment within which the Greek Banking System (GBS) operates. and the pressures building up within the system encouragin...

We embed the notion of banks as monitors into a “two trees” framework, and consider how resources are optimally allocated between an intermediated banking sector and a risky sector, given that capital moves sluggishly between the two. We characterize equilibrium as a function of the relative size of the banking sector — the bank share — and the speed at which capital can move in and out of that...

This paper analyzes the adjustments in the structure of assets and liabilities of the Austrian banking sector taking place after a monetary tightening. Following increases in short-term interest rates, the share of loans to non-banks in interest-earning assets rises, which is at odds with predictions from the bank lending channel of monetary policy transmission. An extension of credit to nonfin...

This study is about the revolution of information and communication technology (ICT). It deals with the evolution of banking technology (BT), electronic banking (e-banking) and mobile banking (m-banking) in Sudan. It intends to explore the practice of m-banking in Sudan. The focus is on the availability of adequate infrastructure and on the challenges and risks that face m-banking services in S...

Acomparison of China and India is both exciting and challenging, and should ideally lead to a serious consideration of various policy implications. In this context, our conference today marks the beginning of a long journey. In my remarks, I will try to compare the banking sectors in China and India, largely focusing on structure and robustness as well as the effectiveness of the banking superv...