There is a growing interest from owners of distributed energy resources (DERs) to actively participate in the market through peer-to-peer (P2P) trading. Many strategies have been proposed base P2P trading on. However, those schemes neither costs assets usage nor losses incurred are so far taken into account. This article presents transaction-oriented dynamic power flow tracing (PFT) platform fo...

Background: Prepaid cards are reloadable charge cards typically designed for customers that would not be able to have a traditional credit card due to no or poor credit history, and hence unable to open checking account or credit card at a bank. Many prepaid card customers would have their salary credited to their account and make most withdrawals and purchases on this card since they do not ha...

The project envisages the implementation of an e-payment system utilizing FIPS-201 Smart Card. The system combines hardware and software modules. The hardware module takes data insertions (e.g. currency notes), processes the data and then creates connection with the smart card using serial/USB ports to perform further mathematical manipulations. The hardware interacts with servers at the back f...

T he interchange fees associated with debit and credit cards have long been a controversial issue in the retail payments system. These fees are paid by a merchant to the cardholder’s bank (the so-called issuer) through the merchant-acquiring bank (the so-called acquirer) when credit or debit card payments are processed. Merchants have criticized that card networks (such as Visa and MasterCard) ...

This training for empowerment of plantation sector cooperatives in the financial aims to increase knowledge and ability cooperative owners or management preparing simple reports cooperatives. The government provides assistance form a community palm oil rejuvenation program (PSR) with aim that can rejuvenate old damaged land into produce high quality oil. is because Labuhanbatu Regency one produ...

Abstract We examine firm disclosure choice when information is received on a real-time, continuous basis. use transaction-level credit and debit card sales for sample of retail firms to construct weekly measure abnormal revenue each firm. validate the informativeness this real-time information, confirming its positive correlation with returns, unexpected realizations, management forecast news. ...

The statistical-physics-based Kirchhoff-law–Johnson-noise (KLJN) key exchange offers a new and simple unclonable system for credit/debit card chip authentication and payment. The key exchange, the authentication and the communication are unconditionally secure so that neither mathematicsnor statistics-based attacks are able to crack the scheme. The ohmic connection and the short wiring lengths ...

Secure methods of payment are needed before we will see widespread commercial use of the Internet. Recently proposed and implemented payment methods follow one of three models: electronic currency, credit-debit, and secure credit card transactions. Such payment services have diierent strengths and weaknesses with respect to the requirements of of security, reliability , scalability, anonymity, ...