The quantification of mortality, especially the one corresponding to the dependents insured, is nowadays a core problem when pricing long term insurance. The usual fit in Spain shows a big gap, even more important when adjusting older ages. What we show and present in the following pages is a joint correction of the extramortality rates departing from the well-known Rickayzen and Walsh reciproc...

This research was conducted to determine whether the determinants of financial risk tolerance varied by gender or same factors influenced risk-taking capacities both genders. study utilised personality types (Type-A and Type-B), literacy, six demographic parameters, including marital status, age, education, income, occupation, number dependents, as independent variables, a dividing variable. In...

BACKGROUND There is a paucity of data on frequency of metabolic syndrome (MS), insulin resistance (IR), and oxidative stress in Indian opiate users without comorbidities. OBJECTIVES To determine the influence of opiate use on frequency of MS, homeostasis model assessment for IR (HOMA-IR), high-sensitivity C-reactive protein (hs-CRP), and oxidative stress in opiate-dependent male patients with...

OBJECTIVES To measure the size and timing of changes in utilization and costs for employees and dependents who had major access barriers to primary care removed, across an 8-year period (2007 to 2014). STUDY DESIGN AND METHODS Retrospective observational study examining patterns of utilization and costs before and after the implementation of a worksite medical office in 2010. The worksite off...

BACKGROUND The University of Ghana Medical School (UGMS) Clinic provides healthcare service which is free at point of service to students, staff, retired staff and dependents of staff of the College of Health Sciences. However, since 1983, no in-depth review of health service provision or utilization has been undertaken. This study reviewed client characteristics, utilization and disease patter...

BACKGROUND Substance use and affective disorders frequently co-occur, but the role of affective dysregulation in addiction is often overlooked. There is evidence shows that substance - dependent individuals have more problems in regulating their emotions. OBJECTIVES This study compared two commonly used emotional regulation strategies, cognitive reappraisal and suppression, in opioids and met...

BACKGROUND Methadone Maintenance Treatment is a useful method for opioid dependents, which results in harm reduction and increased quality of life in opioid dependents. The prevalence of psychiatric disorders in addicts is higher than in the general population which can interfere with the course and treatment of substance dependents and decrease the efficacy of treatment. METHODS This descrip...

Background: The problem of addiction is one of the four global crises. These patients are more vulnerable to mental disorders. This study aimed to examine the risk of suicide in drug dependent patients. Methods: In this cross-sectional study, patients who referred for addiction treatment were selected and the control group was chosen among their companions who did not have narcotic drugs depend...