The perception of mobile payment procedures’ security by the customer is one major factor for the market breakthrough of the according systems. In this paper we examine security issues in mobile payment from the viewpoint of customers. Based on theoretical research we analyze empirical data from the MP2 mobile payment study with 8295 respondents in order to develop a set of dimensions, categori...

Mobile commerce is becoming more and more popular which makes it possible to purchase goods and services anywhere and anytime. However, traditional payment schemes do not suffice for our demand as more novel commercial services were provided. Therefore, it’s urgent to construct a safer and more convenient payment scheme for the forthcoming mobile era. A mobile payment scheme is proposed in the ...

With the advent of mobile networks and mobile devices, mobile payment has been attractive to many ecommerce users. Mobile environment features a wide range and an increasing number of access devices and network technologies. Context-aware content/service adaptation is deemed necessary to ensure best user experience. We developed an Adaptation Management Framework (AMF) Mobile Payment Service wh...

The adoption of mobile payments is crucial for the development of mobile commerce. Based on the revised availability of technology readiness, we build the mobile payment adoption inclination model by integrating technology Acceptance 297samples Model. With data, neural network model is used to predict adoption of mobile payment determinants tilt and model compared with the multiple regression a...

We describe electronic payment solutions and the technical problems, which have to be solved in order to make these payments mobile. Mobile payments should be both secure and convenient for the consumer. The problems of implementing mobile payment systems are manifold. The technical capabilities of mobile devices are – at least today – too limited to allow a simple re-use of existing Internet p...

One of the most promising future applications in the domain of mCommerce is the mobile payment. Different approaches come to the market and try to address existing needs, but up to day no global solution exists. In this paper we take an insight on the SEMOPS project, analyse some of the requirements that have been its guiding force as well as the business model it supports.

A ~ s w ~ K The use of' wireless and mobile devices is espanding worldwide; with, a growing eagerness to find new and useful ways to apply mobile technologies. New applications, as mobile ticketing, can benefit of mobile-payment facility. This paper aims to provide a mobile ticketing system design for PDA, scalable to other mobile devices, presenting a wireless weaknesses overview and security ...

In recent years, traditional transactions have been replaced by electronic transactions. To protect the security of the electronic transactions, various electronic payment (e-payment) mechanisms have been proposed. However, we find the previous e-payment mechanisms do not provide the non-repudiation requirement in the client side. Thus, a malicious client can easily deny the transaction and the...

The key to mobile payment acceptance is in the hands of customers. In this paper we use the results of the mobile payment survey MP1 in order to identify and roughly weigh the most relevant acceptance criteria. The outcome of the paper is an evaluation scheme containing the covered payment scenarios, important main criteria (security, costs and convenience) and additional functionality requirem...

The growing prevalence of electronic commerce and the widespread use of mobile devices has made mobile payments an interesting alternative method of payment for customers and merchants. One major issue to be resolved is the integration of a real-time wireless means of payment within their current payment system. In this paper, we propose a new architecture of mobile payment system to improve bu...