In this paper, we propose an Internet payment system which uses a payment gateway to handle the credit card payment transaction between customers, merchants and banks. To test and evaluate the payment system, we build an online travel agency called E-Travel, which simulates a real-life E-Payment application. On-line travel services including flight reservation, selling of travel accessories, to...

The market for the public transit fare payment system using contactless smart cards is rapidly growing, however, the payment systems provided by different vendors are not interoperable. This paper presents an interoperable payment protocol for the public transit fare payment system using contactless smart cards. We also present implementation results of a PSAM (Purchase Secure Application Modul...

For further development of electronic commerce, electronic payment systems play an essential role. Many payment schemes have been proposed, but none of them have been accepted as a standard payment system for a variety of reasons. In this paper, we evaluate payment schemes in terms of the three requirements: offline operability, anonymity and transferability. We think these three requirements a...

abstract following the advances in mobile communication and information technology, smart phones have been used in a wide variety of commercial, social, entertainment, file sharing and health transactions and applications. the current procedures in healthcare environment for patient registration, appointment scheduling and payment are time consuming and somehow tiresome. traditionally, patients...

Two parties that conduct a business transaction through the internet do not see each other personally nor do they exchange any document neither any money hand-to-hand currency. Electronic payment is a way by which the two parties transfer the money through the internet. Therefore integrity of payment and order information of online purchase is an important concern. With online purchase the cust...